The First National Bank of Manning: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Core deposits to total deposits: 2.21 percentage points lower than in Q1 2026, at 83.13%. The First National Bank of Manning ranks 170th of 225 Iowa banks on return on assets, in the lower half at 1.09% (Q2 2026). The First National Bank of Manning reported 1.09% on return on assets for Q2 2026, 0.11 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 29.33% |
| Tier 1 risk-based capital ratio | 29.33% |
| Total risk-based capital ratio | 30.59% |
| Tier 1 leverage ratio | 14.97% |
| Equity capital to assets | 14.33% |
| Tangible equity to tangible assets | 14.33% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.71% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.09% |
| Return on equity | 7.63% |
| Net interest margin | 2.84% |
| Efficiency ratio | 48.82% |
| Yield on earning assets | 4.70% |
| Cost of funds | 2.15% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.24% |
| Core deposits to total deposits | 83.13% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.99% |
| Securities to assets | 28.98% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 32.66% | 32.66% | 33.92% | 14.79% | 0.12% |
| Q4 2023 | 30.80% | 30.80% | 32.06% | 15.17% | -0.02% |
| Q1 2024 | 31.76% | 31.76% | 33.02% | 15.58% | 0.29% |
| Q2 2024 | 33.01% | 33.01% | 34.27% | 15.63% | 0.48% |
| Q3 2024 | 32.70% | 32.70% | 33.96% | 15.45% | 0.19% |
| Q4 2024 | 29.49% | 29.49% | 30.75% | 15.28% | 0.18% |
| Q1 2025 | 30.13% | 30.13% | 31.39% | 15.40% | 0.64% |
| Q2 2025 | 31.02% | 31.02% | 32.28% | 15.24% | 0.69% |
| Q3 2025 | 30.69% | 30.69% | 31.95% | 15.94% | 0.73% |
| Q4 2025 | 27.31% | 27.31% | 28.57% | 15.84% | 0.77% |
| Q1 2026 | 28.63% | 28.63% | 29.88% | 15.58% | 0.97% |
| Q2 2026 | 29.33% | 29.33% | 30.59% | 14.97% | 1.09% |
The First National Bank of Manning vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Manning, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Manning profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4477) · FFIEC NIC profile (RSSD 818540)