Bank call report · Mount Dora, FL
The First National Bank of Mount Dora Call Report
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The First National Bank of Mount Dora filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 270 reported line items, schedule by schedule (476 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 61832 |
| FDIC certificate number | 3579 |
| Total assets | $358.0M |
Official Q2 2026 call report PDF (FFIEC) →
The First National Bank of Mount Dora call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · The First National Bank of Mount Dora balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $358.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $358.0M |
| Total Liabilities and Minority Interest | RCON2948 | $320.9M |
| Total Deposits | RCON2200 | $317.6M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $178.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $176.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $139.6M |
| Deposits: Noninterest-bearing | RCON6631 | $139.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $137.4M |
| Total Equity Capital | RCON3210 | $37.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $37.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $29.1M |
| Interest-bearing Balances | RCON0071 | $19.6M |
| Other Assets | RCON2160 | $18.5M |
| Surplus | RCON3839 | $8.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$6.7M |
| Common Stock | RCON3230 | $6.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.8M |
| Other Liabilities, Total | RCON2930 | $3.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.8M |
Schedule RI: Income Statement (34 items)
About Schedule RI · The First National Bank of Mount Dora income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $8.8M |
| Total Interest Income | RIAD4107 | $7.1M |
| Net Interest Income | RIAD4074 | $5.5M |
| Salaries and Employee Benefits | RIAD4135 | $5.5M |
| Total Noninterest Income | RIAD4079 | $4.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.1M |
| Other Noninterest Expense | RIAD4092 | $3.0M |
| Interest on Other Securities | RIAD4060 | $2.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $2.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.8M |
| Total Interest Expense | RIAD4073 | $1.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.2M |
| Net Income (Loss) | RIAD4340 | $1.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.2M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $1.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $591K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $544K |
| Other Noninterest Income | RIADB497 | $444K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $399K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $384K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $318K |
| Applicable Income Taxes | RIAD4302 | $266K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $182K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $176K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $153K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$132K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $106K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $61K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $36K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $35K |
| Other Interest Expense | RIADGW44 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 86 |
Schedule RC-B: Securities (18 items)
About Schedule RC-B · The First National Bank of Mount Dora securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $185.8M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $93.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $92.9M |
| Pledged Securities | RCON0416 | $89.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $86.9M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $82.9M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $80.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $29.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $28.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $19.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $7.3M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $7.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $5.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $2.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $4K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · The First National Bank of Mount Dora loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $139.6M |
| Pledged Loans and Leases | RCONG378 | $75.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $50.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $46.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $25.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $22.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $22.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $19.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $18.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $15.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $11.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $11.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $11.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $9.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $9.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $9.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $8.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $7.1M |
| Commercial and Industrial Loans | RCON1766 | $6.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $5.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $4.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $4.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $3.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $3.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $894K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $635K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $255K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $251K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $90K |
| Other Loans | RCONJ464 | $50K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $23.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $3.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $735K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $355K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $132K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $60K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $30K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 55 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 50 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 22 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 11 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 10 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 2 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 1 |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · The First National Bank of Mount Dora deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $196.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $194.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $138.0M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $121.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $113.5M |
| Total reciprocal deposits | RCONJH83 | $42.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $33.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $33.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $27.0M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $25.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $25.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $21.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $20.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $20.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $20.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $12.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $11.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $11.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $8.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $5.2M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $2.7M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $2.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $710K |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $660K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $660K |
| Total Brokered Deposits | RCON2365 | $660K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $246K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $129K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $5.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $5.4M |
| Net Deferred Tax Assets | RCON2148 | $3.4M |
| Accrued Interest Receivable | RCONB556 | $2.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.4M |
| Other Assets | RCON2168 | $523K |
| Prepaid Expenses | RCON2166 | $519K |
| Accounts Receivable | RCONFT34 | $4K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $2.0M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $2.0M |
| Other Expenses Accrued and Unpaid | RCON3646 | $611K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $429K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $286K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · The First National Bank of Mount Dora quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $356.1M |
| All Other Securities | RCONB560 | $176.1M |
| Quarterly Average of Total Loans | RCON3360 | $138.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $66.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $65.5M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $58.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $53.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $34.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $26.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $25.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $8.3M |
| Mortgage-backed Securities | RCONB559 | $7.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $6.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $2.6M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $781K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $55K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · The First National Bank of Mount Dora derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $7.5M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $7.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $4.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $4.6M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $2.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $99K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · The First National Bank of Mount Dora memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.2M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · The First National Bank of Mount Dora past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $568K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $508K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $59K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $2K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · The First National Bank of Mount Dora other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $355.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $318.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $204.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $112.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $43.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 8,767 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 201 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 69 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · The First National Bank of Mount Dora regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $358.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $356.1M |
| Average total consolidated assets | RCOAKW03 | $356.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $43.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $43.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $43.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $37.1M |
| Retained Earnings | RCOAKW00 | $29.1M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $28.1M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $28.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $14.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$6.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$6.7M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $99K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1231 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0785 |
Schedule RC-T: Fiduciary and Related Services (37 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.08B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $495.0M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $272.6M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $189.1M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $189.1M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $114.7M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $80.1M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $77.1M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $40.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $24.2M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $24.2M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $15.4M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $8.0M |
| Income from Fiduciary Activities | RIAD4070 | $4.4M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $2.2M |
| Personal Trust and Agency Accounts | RIADB904 | $1.2M |
| Other Retirement Accounts | RIADB907 | $535K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $439K |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $107K |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $104K |
| Custody and Safekeeping Accounts | RIADB909 | $74K |
| Employee Benefit-defined Contribution | RIADB905 | $52K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,205 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 443 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 431 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 431 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 223 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 198 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 139 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 124 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 122 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 98 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 98 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 5 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 4 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 2 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $37.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $36.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $36.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $474K |
| Other Comprehensive Income | RIADB511 | -$400K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · The First National Bank of Mount Dora changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.1M |
The First National Bank of Mount Dora call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First National Bank of Mount Dora call report?
The The First National Bank of Mount Dora call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First National Bank of Mount Dora file?
The First National Bank of Mount Dora files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First National Bank of Mount Dora call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank of Mount Dora has Federal Reserve RSSD ID 61832 and FDIC certificate number 3579. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First National Bank of Mount Dora file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First National Bank of Mount Dora financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 3579) · FFIEC NIC profile (RSSD 61832)