Bank call report · Wakefield, MI
The First National Bank of Wakefield Call Report
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The First National Bank of Wakefield filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 255 reported line items, schedule by schedule (784 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 292850 |
| FDIC certificate number | 5076 |
| Total assets | $52.6M |
Official Q2 2026 call report PDF (FFIEC) →
The First National Bank of Wakefield call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · The First National Bank of Wakefield balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $52.6M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $52.6M |
| Total Liabilities and Minority Interest | RCON2948 | $47.8M |
| Total Deposits | RCON2200 | $47.7M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $30.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $21.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $21.5M |
| Deposits: Noninterest-bearing | RCON6631 | $17.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $15.1M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $11.0M |
| Held-to-maturity Securities, Total | RCON1754 | $11.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $5.1M |
| Total Equity Capital | RCON3210 | $4.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $4.8M |
| Interest-bearing Balances | RCON0071 | $1.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.5M |
| Federal Funds Sold | RCONB987 | $787K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $566K |
| Other Assets | RCON2160 | $520K |
| Accumulated Other Comprehensive Income | RCONB530 | -$502K |
| Allowance for Loan and Lease Losses | RCON3123 | $264K |
| Surplus | RCON3839 | $198K |
| Other Liabilities, Total | RCON2930 | $121K |
| Common Stock | RCON3230 | $49K |
| Other Real Estate Owned | RCON2150 | $45K |
Schedule RI: Income Statement (35 items)
About Schedule RI · The First National Bank of Wakefield income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.2M |
| Net Interest Income | RIAD4074 | $1.1M |
| Total Noninterest Expense | RIAD4093 | $953K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $844K |
| Salaries and Employee Benefits | RIAD4135 | $518K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $376K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $276K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $269K |
| Other Noninterest Expense | RIAD4092 | $260K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $209K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $209K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $175K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $172K |
| Net Income (Loss) | RIAD4340 | $172K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $172K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $144K |
| Total Interest Expense | RIAD4073 | $125K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $99K |
| Total Noninterest Income | RIAD4079 | $83K |
| Other Noninterest Income | RIADB497 | $63K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $38K |
| Applicable Income Taxes | RIAD4302 | $37K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $30K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $27K |
| Interest on Other Securities | RIAD4060 | $25K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $24K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $20K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $13K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $10K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $10K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $9K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $7K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $3K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 14 |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · The First National Bank of Wakefield securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $15.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $15.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $15.1M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $10.4M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $8.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $7.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $7.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $7.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $6.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $5.1M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $2.5M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $2.3M |
| Pledged Securities | RCON0416 | $2.0M |
| Amortized Cost of Structured Notes | RCON8782 | $1.5M |
| Fair Value of Structured Notes | RCON8783 | $1.4M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $500K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $500K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $496K |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $476K |
Schedule RC-C, Part I: Loans and Leases (21 items)
About Schedule RC-C, Part I · The First National Bank of Wakefield loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $21.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $11.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $4.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $4.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $3.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $3.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $3.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $3.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.2M |
| Commercial and Industrial Loans | RCON1766 | $1.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $949K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $524K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $492K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $333K |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $139K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $105K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $61K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $646K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $626K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $550K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $264K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $132K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 10 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 7 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 6 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · The First National Bank of Wakefield deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $25.5M |
| Total Transaction Accounts | RCON2215 | $22.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $18.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $17.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $16.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $11.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $6.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $6.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $4.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $3.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $3.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.6M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $1.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.5M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $824K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $649K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $282K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $100K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $41K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $253K |
| Net Deferred Tax Assets | RCON2148 | $123K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $98K |
| Other Assets | RCON2168 | $46K |
| Prepaid Expenses | RCON2166 | $46K |
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · The First National Bank of Wakefield quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $52.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $24.3M |
| Quarterly Average of Total Loans | RCON3360 | $21.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $15.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $11.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $7.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $5.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $5.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $3.0M |
| All Other Securities | RCONB560 | $2.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $2.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.7M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $977K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $14K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (1 item)
About Schedule RC-L · The First National Bank of Wakefield derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $495K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · The First National Bank of Wakefield memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $642K |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $45K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (11 items)
About Schedule RC-N · The First National Bank of Wakefield past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $240K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $143K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $139K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $95K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $89K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $56K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $11K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $10K |
| Additions to Nonaccrual Assets | RCONC410 | $5K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $4K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · The First National Bank of Wakefield other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $52.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $47.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $36.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $10.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $5.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $655K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,396 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 80 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 26 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · The First National Bank of Wakefield regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $22.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · The First National Bank of Wakefield regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $52.6M |
| Average total consolidated assets | RCOAKW03 | $52.6M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $22.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $5.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $5.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $5.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $5.3M |
| Retained Earnings | RCOAKW00 | $5.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $4.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$502K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$502K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $264K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $264K |
| Tier 2 Capital Before Deductions | RCOAP870 | $264K |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $247K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2481 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2364 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2364 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1681 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1015 |
Schedule RC-R, Part II: Risk-Weighted Assets (37 items)
About Schedule RC-R, Part II · The First National Bank of Wakefield risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $27.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $27.7M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $22.6M |
| Total Risk-weighted Assets | RCONG641 | $22.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $15.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $15.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $11.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $11.4M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $11.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $11.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $11.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $11.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $11.3M |
| Total Held-to-maturity Securities | RCOND961 | $11.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $10.4M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $10.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $10.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $5.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $5.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $3.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $3.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $3.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $2.5M |
| Total All Other Assets | RCOND981 | $1.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $988K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$878K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $788K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $787K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $787K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$614K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $500K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $495K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $126K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCONS528 | $99K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $99K |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $50K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $44K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $4.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $4.9M |
| Total Equity Capital | RIAD3210 | $4.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $100K |
| Other Comprehensive Income | RIADB511 | -$97K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · The First National Bank of Wakefield charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $7K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $6K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2K |
| Charge-offs on Automobile Loans | RIADK129 | $1K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
| Recoveries on Automobile Loans | RIADK133 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The First National Bank of Wakefield changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $268K |
| Allowance for Loan and Lease Losses | RIAD3123 | $263K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $7K |
The First National Bank of Wakefield call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First National Bank of Wakefield call report?
The The First National Bank of Wakefield call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First National Bank of Wakefield file?
The First National Bank of Wakefield files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First National Bank of Wakefield call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank of Wakefield has Federal Reserve RSSD ID 292850 and FDIC certificate number 5076. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First National Bank of Wakefield file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First National Bank of Wakefield financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 5076) · FFIEC NIC profile (RSSD 292850)