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The First National Bank of Wakefield Locations & Branches Wakefield, Michigan
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The First National Bank of Wakefield operates 2 branches from its headquarters in Wakefield, MI, . Its main office is at 401 Sunday Lake St, Wakefield, MI 49968.
The First National Bank of Wakefield branch network
Both branches are in MICHIGAN, across 2 cities. Its largest office by deposits is the The First National Bank of Wakefield office in Wakefield, MI, with $31.4M (65.8% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank of Wakefield at a glance
Its CET1 capital ratio was 23.64% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $52.6M
- CET1 ratio, Q2 2026
- 23.64%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1910
Full financial profile · Is The First National Bank of Wakefield safe? · The First National Bank of Wakefield Q3 2026 call report, filed October 6, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Wakefield, MI (1 branch) | 1 of 1 | 100.0% | $31.4M |
| State: MI (2 branches) | 93 of 95 | <0.1% | $47.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
The First National Bank of Wakefield's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Gogebic, MI (2 branches) | 3 of 3 | 23.1% | $47.7M | $206.8M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Wakefield | Wakefield, MI | 49968 | $31.4M |
| Bessemer Branch | Bessemer, MI | 49911 | $16.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5076) · FFIEC NIC profile (RSSD 292850)