First Nebraska Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Total equity capital rose 3.6% from Q1 2026 to Q2 2026, ending at $34.5M against $33.4M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.32% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $38.1M |
| Tier 1 capital | $38.1M |
| Total risk-based capital | — |
| Total equity capital | $34.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.30% |
| Tangible equity to tangible assets | 9.30% |
| Equity capital to average assets | 9.35% |
| Internal capital growth rate | 9.46% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.9M |
| Common stock surplus | $10.0M |
| Retained earnings | $25.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.90% | 12.90% | 13.90% | 9.57% | $266.1M |
| Q4 2023 | 12.46% | 12.46% | 13.45% | 9.68% | $277.9M |
| Q1 2024 | — | — | — | 9.72% | — |
| Q2 2024 | — | — | — | 10.09% | — |
| Q3 2024 | — | — | — | 10.27% | — |
| Q4 2024 | — | — | — | 10.46% | — |
| Q1 2025 | — | — | — | 10.25% | — |
| Q2 2025 | — | — | — | 10.14% | — |
| Q3 2025 | — | — | — | 10.37% | — |
| Q4 2025 | — | — | — | 10.52% | — |
| Q1 2026 | — | — | — | 10.35% | — |
| Q2 2026 | — | — | — | 10.32% | — |
First Nebraska Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Nebraska Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Nebraska Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12248) · FFIEC NIC profile (RSSD 576952)