First Nebraska Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Nebraska Bank of Valley, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.61% | 1.25% | +0.36% | 69th above |
| ROAE | 17.54% | 12.22% | +5.32% | 78th top |
| Net Interest Margin | 4.56% | 3.95% | +0.61% | 81st top |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 63.40% | 63.71% | -0.31% | 43rd below |
| PPNR / Avg Assets | 1.70% | — | — | 56th above |
| Yield on Earning Assets | 6.03% | 5.67% | +0.36% | 69th above |
| Cost of Funds | 1.54% | 1.87% | -0.33% | 67th above |
| Net Interest Spread | 4.20% | — | — | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.23% | 0.88% | -0.65% | 63rd above |
| NPA / Total Assets | 0.16% | — | — | 64th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.15% | -0.06% | 20th bottom |
| ACL / Total Loans | 1.27% | — | — | 58th above |
| ACL / NPLs (Coverage) | 544.75% | — | — | 72nd above |
| Texas Ratio | 1.56% | 5.96% | -4.40% | 62nd above |
| Provision / NCO | 138.89% | — | — | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.32% | 11.75% | -1.43% | 38th below |
| Equity / Assets | 9.30% | 10.98% | -1.68% | 32nd below |
| TCE / Tangible Assets | 9.30% | — | — | 36th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.99% | 80.44% | -3.45% | 58th above |
| Core Deposit Ratio | 98.61% | 86.95% | +11.66% | 97th top |
| Wholesale Funding Ratio | 1.73% | — | — | 72nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.61% | — | — | 43rd below |
| Loan Growth (Y/Y) | 13.04% | — | — | 82nd top |
| Deposit Growth (Y/Y) | 3.33% | — | — | 44th below |
See First Nebraska Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Nebraska Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Nebraska Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Nebraska Bank peer analysis.