Branch Network
First Pioneer National Bank Locations & Branches Wray, Colorado
BankRegReports is independent of First Pioneer National Bank and never asks for online banking logins or passwords.
First Pioneer National Bank operates 2 branches from its headquarters in Wray, CO, .
First Pioneer National Bank branch network
Both branches are in COLORADO, across 2 cities. Its largest office by deposits is its main office in Wray, CO, with $120.6M (58.7% of its branch deposits). It had the same number of branches on June 30, 2025.
First Pioneer National Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.53% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $243.4M
- Tier 1 leverage ratio, Q2 2026
- 12.53%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1902
Full financial profile · Is First Pioneer National Bank safe? · First Pioneer National Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Wray, CO (1 branch) | 2 of 4 | 38.0% | $120.6M |
| State: CO (2 branches) | 74 of 121 | 0.1% | $205.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Colorado.
Share by county and metro area
First Pioneer National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Yuma, CO (1 branch) | 3 of 7 | 19.7% | $120.6M | $610.8M |
| Phillips, CO (1 branch) | 1 of 4 | 38.4% | $84.8M | $220.8M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Pioneer National Bank (main office) | Wray, CO | 80758 | $120.6M |
| Holyoke Branch | Holyoke, CO | 80734 | $84.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3063) · FFIEC NIC profile (RSSD 357553)