First Pryority Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 21.95 percentage points higher than in Q1 2026, at 81.50%. First Pryority Bank ranks 84th of 169 Oklahoma banks on return on assets, in the upper half at 1.48% (Q2 2026). First Pryority Bank reported 1.48% on return on assets for Q2 2026, 0.23 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.55% |
| Equity capital to assets | 10.09% |
| Tangible equity to tangible assets | 10.09% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.58% |
| Non-performing assets ratio | 1.42% |
| Net charge-off ratio | 0.65% |
| Texas ratio | 13.52% |
| Allowance for credit losses to loans | 1.29% |
| Reserve coverage of non-performing loans | 81.50% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.48% |
| Return on equity | 14.33% |
| Net interest margin | 4.61% |
| Efficiency ratio | 58.38% |
| Yield on earning assets | 7.47% |
| Cost of funds | 3.02% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.46% |
| Core deposits to total deposits | 88.20% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.62% |
| Securities to assets | 6.70% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.17% | 12.17% | 13.42% | 9.58% | 1.39% |
| Q4 2023 | 11.62% | 11.62% | 12.88% | 9.69% | 1.23% |
| Q1 2024 | 12.20% | 12.20% | 13.46% | 9.71% | 1.57% |
| Q2 2024 | 11.96% | 11.96% | 13.22% | 9.71% | 1.18% |
| Q3 2024 | 12.69% | 12.69% | 13.95% | 9.79% | 1.26% |
| Q4 2024 | 12.39% | 12.39% | 13.64% | 10.15% | 1.47% |
| Q1 2025 | 12.12% | 12.12% | 13.37% | 10.23% | 1.73% |
| Q2 2025 | 11.48% | 11.48% | 12.73% | 10.25% | 1.12% |
| Q3 2025 | 12.00% | 12.00% | 13.26% | 10.25% | 1.36% |
| Q4 2025 | 11.71% | 11.71% | 12.96% | 10.12% | 1.03% |
| Q1 2026 | 11.81% | 11.81% | 13.06% | 10.33% | 1.22% |
| Q2 2026 | — | — | — | 10.55% | 1.48% |
First Pryority Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Pryority Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Pryority Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4185) · FFIEC NIC profile (RSSD 524953)