First Pryority Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Total interest expense, which rose 5.8% to $3.7M. Within Oklahoma, First Pryority Bank is 52nd of 169 on net interest margin, 4.61% as of Q2 2026. First Pryority Bank reported 4.61% on net interest margin for Q2 2026, 0.67 points above the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.47% |
| Yield on loans | 7.87% |
| Yield on securities | 4.46% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.02% |
| Cost of interest-bearing deposits | 3.70% |
| Cost of interest-bearing liabilities | 3.63% |
| Cost of borrowings | 2.31% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.61% |
| Yield to cost spread | 3.84% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $8.7M |
| Total interest expense | $3.7M |
| Interest expense on deposits | $3.7M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.80% | 2.92% | 4.11% | 7.25% | 3.71% |
| Q4 2023 | 7.07% | 3.19% | 4.17% | 7.57% | 3.88% |
| Q1 2024 | 7.35% | 3.33% | 4.31% | 7.96% | 3.96% |
| Q2 2024 | 7.28% | 3.41% | 4.15% | 7.86% | 4.38% |
| Q3 2024 | 7.46% | 3.49% | 4.14% | 8.12% | 4.58% |
| Q4 2024 | 7.59% | 3.38% | 4.37% | 8.18% | 4.52% |
| Q1 2025 | 7.39% | 3.28% | 4.35% | 7.95% | 4.51% |
| Q2 2025 | 7.42% | 3.17% | 4.46% | 7.93% | 4.44% |
| Q3 2025 | 7.39% | 3.11% | 4.43% | 7.94% | 4.43% |
| Q4 2025 | 7.15% | 3.10% | 4.26% | 7.75% | 4.38% |
| Q1 2026 | 7.41% | 2.94% | 4.65% | 7.96% | 4.43% |
| Q2 2026 | 7.47% | 3.02% | 4.61% | 7.87% | 4.46% |
First Pryority Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Pryority Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Pryority Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4185) · FFIEC NIC profile (RSSD 524953)