First Pryority Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Retained earnings rose 4.7% from Q1 2026 to Q2 2026, ending at $44.1M against $42.1M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.55% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $56.3M |
| Tier 1 capital | $56.3M |
| Total risk-based capital | — |
| Total equity capital | $56.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.09% |
| Tangible equity to tangible assets | 10.09% |
| Equity capital to average assets | 10.54% |
| Internal capital growth rate | 14.58% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.0M |
| Common stock surplus | $12.7M |
| Retained earnings | $44.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$44K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.17% | 12.17% | 13.42% | 9.58% | $315.8M |
| Q4 2023 | 11.62% | 11.62% | 12.88% | 9.69% | $343.8M |
| Q1 2024 | 12.20% | 12.20% | 13.46% | 9.71% | $342.4M |
| Q2 2024 | 11.96% | 11.96% | 13.22% | 9.71% | $360.2M |
| Q3 2024 | 12.69% | 12.69% | 13.95% | 9.79% | $351.6M |
| Q4 2024 | 12.39% | 12.39% | 13.64% | 10.15% | $373.8M |
| Q1 2025 | 12.12% | 12.12% | 13.37% | 10.23% | $399.1M |
| Q2 2025 | 11.48% | 11.48% | 12.73% | 10.25% | $433.1M |
| Q3 2025 | 12.00% | 12.00% | 13.26% | 10.25% | $428.4M |
| Q4 2025 | 11.71% | 11.71% | 12.96% | 10.12% | $450.4M |
| Q1 2026 | 11.81% | 11.81% | 13.06% | 10.33% | $460.4M |
| Q2 2026 | — | — | — | 10.55% | — |
First Pryority Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Pryority Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Pryority Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4185) · FFIEC NIC profile (RSSD 524953)