First Savings Bank of Hegewisch: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Tangible equity to tangible assets edged up 0.22 percentage points between Q1 2026 and Q2 2026, to 14.92%. Among 198 Illinois banks, First Savings Bank of Hegewisch sits 8th from the top on CET1 ratio, 38.89% as of Q2 2026. Against a median of 15.07% for banks in the $100M-1B asset tier, First Savings Bank of Hegewisch reported 38.89% on CET1 ratio in Q2 2026, 23.82 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 38.89% |
| Tier 1 risk-based capital ratio | 38.89% |
| Total risk-based capital ratio | 39.51% |
| Tier 1 leverage ratio | 14.88% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $118.0M |
| Tier 1 capital | $118.0M |
| Total risk-based capital | $119.8M |
| Total equity capital | $118.1M |
| Risk-weighted assets | $303.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.00% |
| Tangible equity to tangible assets | 14.92% |
| Equity capital to average assets | 14.89% |
| Internal capital growth rate | 0.90% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $118.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 14.68% | — |
| Q4 2023 | — | — | — | 14.90% | — |
| Q1 2024 | — | — | — | 15.03% | — |
| Q2 2024 | 37.37% | 37.37% | 38.04% | 14.83% | $315.2M |
| Q3 2024 | — | — | — | 14.68% | — |
| Q4 2024 | — | — | — | 14.45% | — |
| Q1 2025 | — | — | — | 14.34% | — |
| Q2 2025 | 37.67% | 37.67% | 38.31% | 14.58% | $310.3M |
| Q3 2025 | — | — | — | 14.63% | — |
| Q4 2025 | — | — | — | 14.69% | — |
| Q1 2026 | — | — | — | 14.72% | — |
| Q2 2026 | 38.89% | 38.89% | 39.51% | 14.88% | $303.3M |
First Savings Bank of Hegewisch regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Savings Bank of Hegewisch, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Savings Bank of Hegewisch profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29809) · FFIEC NIC profile (RSSD 483274)