First Savings Bank of Hegewisch: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits rose 0.64 percentage points from Q1 2026 to Q2 2026, ending at 59.28% against 58.64%. It was the largest change among the key lines on this page. Within Illinois, First Savings Bank of Hegewisch is 268th of 323 on loan-to-deposit ratio, 53.11% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First Savings Bank of Hegewisch sits 27.73 points lower, at 53.11% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $69.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $412.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.11% |
| Net loans and leases to deposits | 52.83% |
| Loans and leases to core deposits | 59.28% |
| Core deposits to total deposits | 89.59% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 59.35% | 91.18% | $0 | $0 |
| Q4 2023 | 59.07% | 90.22% | $0 | $0 |
| Q1 2024 | 57.73% | 89.70% | $0 | $0 |
| Q2 2024 | 57.28% | 89.16% | $0 | $0 |
| Q3 2024 | 55.43% | 88.25% | $0 | $0 |
| Q4 2024 | 53.87% | 87.97% | $0 | $0 |
| Q1 2025 | 53.78% | 88.55% | $0 | $0 |
| Q2 2025 | 54.28% | 89.05% | $0 | $0 |
| Q3 2025 | 53.82% | 89.29% | $0 | $0 |
| Q4 2025 | 53.51% | 89.59% | $0 | $0 |
| Q1 2026 | 52.59% | 89.69% | $0 | $0 |
| Q2 2026 | 53.11% | 89.59% | $0 | $0 |
First Savings Bank of Hegewisch liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Savings Bank of Hegewisch, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Savings Bank of Hegewisch profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29809) · FFIEC NIC profile (RSSD 483274)