First Savings Bank of Hegewisch: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Savings Bank of Hegewisch of Chicago, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.13% | 1.35% | -1.22% | 6th bottom |
| ROAE | 0.90% | 13.32% | -12.42% | 6th bottom |
| Net Interest Margin | 1.89% | 3.93% | -2.04% | 1st bottom |
| Efficiency Ratio | 91.79% | 61.12% | +30.67% | 5th bottom |
| PPNR / Avg Assets | 0.16% | 1.68% | -1.52% | 4th bottom |
| Yield on Earning Assets | 3.51% | 5.67% | -2.16% | 1st bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.86% | 1.88% | -0.02% | 46th below |
| Net Interest Spread | 1.43% | 3.32% | -1.89% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.94% | -0.88% | 77th top |
| NPA / Total Assets | 0.03% | 0.70% | -0.67% | 81st top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.52% | 1.28% | -0.76% | 3rd bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 871.36% | 1539.23% | -667.87% | 81st top |
| Texas Ratio | 0.18% | 7.34% | -7.16% | 86th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 38.89% | 19.48% | +19.41% | 96th top |
| Tier 1 Ratio | 38.89% | 19.51% | +19.38% | 96th top |
| Total Capital Ratio | 39.51% | 20.60% | +18.91% | 96th top |
| Leverage Ratio | 14.88% | 12.14% | +2.74% | 86th top |
| Equity / Assets | 15.00% | 11.37% | +3.63% | 88th top |
| TCE / Tangible Assets | 14.92% | 11.09% | +3.83% | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.11% | 80.66% | -27.55% | 89th top |
| Core Deposit Ratio | 89.59% | 86.86% | +2.73% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.59% | 6.86% | -8.45% | 12th bottom |
| Loan Growth (Y/Y) | -4.06% | 7.91% | -11.97% | 9th bottom |
| Deposit Growth (Y/Y) | -1.95% | 6.29% | -8.24% | 14th bottom |
See First Savings Bank of Hegewisch's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Savings Bank of Hegewisch, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Savings Bank of Hegewisch profile, how to read a UBPR, or how this data updates.