First Security Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Security Bank of Batesville, MS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.24% | 1.25% | -0.01% | 47th below |
| ROAE | 14.37% | 12.22% | +2.15% | 61st above |
| Net Interest Margin | 4.13% | 3.95% | +0.18% | 60th above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 62.92% | 63.71% | -0.79% | 44th below |
| PPNR / Avg Assets | 1.65% | — | — | 53rd above |
| Yield on Earning Assets | 5.78% | 5.67% | +0.11% | 58th above |
| Cost of Funds | 1.69% | 1.87% | -0.18% | 57th above |
| Net Interest Spread | 3.48% | — | — | 58th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.55% | 0.88% | -0.33% | 44th below |
| NPA / Total Assets | 0.42% | — | — | 42nd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.15% | -0.11% | 26th below |
| ACL / Total Loans | 1.31% | — | — | 63rd above |
| ACL / NPLs (Coverage) | 238.60% | — | — | 52nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.68% | 5.96% | -1.28% | 37th below |
| Provision / NCO | 431.25% | — | — | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.62% | 17.18% | -3.56% | 35th below |
| Tier 1 Ratio | 13.62% | 17.21% | -3.59% | 34th below |
| Total Capital Ratio | 14.87% | — | — | 36th below |
| Leverage Ratio | 9.28% | 11.75% | -2.47% | 17th bottom |
| Equity / Assets | 8.64% | 10.98% | -2.34% | 21st bottom |
| TCE / Tangible Assets | 8.27% | — | — | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.34% | 80.44% | -8.10% | 67th above |
| Core Deposit Ratio | 93.69% | 86.95% | +6.74% | 78th top |
| Wholesale Funding Ratio | 5.03% | — | — | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.40% | — | — | 64th above |
| Loan Growth (Y/Y) | 9.78% | — | — | 72nd above |
| Deposit Growth (Y/Y) | 2.86% | — | — | 41st below |
See First Security Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Security Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Security Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Security Bank peer analysis.