First Security Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Security Bank of Mapleton, IA against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.19% | 0.85% | +0.34% | 57th above |
| ROAE Ahead of the peer average, behind the median peer. | 7.95% | 5.23% | +2.72% | 46th below |
| Net Interest Margin | 4.07% | 3.94% | +0.13% | 59th above |
| Efficiency Ratio | 67.96% | 74.96% | -7.00% | 53rd above |
| PPNR / Avg Assets | 1.22% | — | — | 48th below |
| Yield on Earning Assets | 4.82% | 5.42% | -0.60% | 33rd below |
| Cost of Funds | 0.79% | 1.69% | -0.90% | 88th top |
| Net Interest Spread | 3.74% | — | — | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | — | — | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.56% | — | — | 71st above |
| Texas Ratio | 0.00% | 7.23% | -7.23% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.88% | 25.12% | -6.24% | 35th below |
| Tier 1 Ratio | 18.88% | 25.12% | -6.24% | 35th below |
| Total Capital Ratio | 20.13% | — | — | 37th below |
| Leverage Ratio | 12.25% | 14.13% | -1.88% | 40th below |
| Equity / Assets | 15.79% | 13.07% | +2.72% | 70th above |
| TCE / Tangible Assets | 11.00% | — | — | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.71% | 68.58% | -8.87% | 61st above |
| Core Deposit Ratio | 91.63% | 88.79% | +2.84% | 51st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.74% | — | — | 17th bottom |
| Loan Growth (Y/Y) | -6.05% | — | — | 15th bottom |
| Deposit Growth (Y/Y) | -3.44% | — | — | 16th bottom |
See First Security Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Security Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Security Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Security Bank peer analysis.