First Security Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets climbed 8.90 percentage points in Q2 2026, from 16.55% to 25.45%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, First Security Bank is 150th of 225 on return on assets, 1.19% as of Q2 2026. First Security Bank reported 1.19% on return on assets for Q2 2026, 0.19 points above the 1.00% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.88% |
| Tier 1 risk-based capital ratio | 18.88% |
| Total risk-based capital ratio | 20.13% |
| Tier 1 leverage ratio | 12.25% |
| Equity capital to assets | 15.79% |
| Tangible equity to tangible assets | 11.00% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.56% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.19% |
| Return on equity | 7.95% |
| Net interest margin | 4.07% |
| Efficiency ratio | 67.96% |
| Yield on earning assets | 4.82% |
| Cost of funds | 0.79% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.71% |
| Core deposits to total deposits | 91.63% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.85% |
| Securities to assets | 25.45% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 17.18% | 17.18% | 18.24% | 13.28% | 0.59% |
| Q4 2023 | 16.44% | 16.44% | 17.45% | 12.93% | 0.30% |
| Q1 2024 | 17.05% | 17.05% | 18.11% | 12.04% | -0.17% |
| Q2 2024 | 16.38% | 16.38% | 17.43% | 11.69% | 1.08% |
| Q3 2024 | 17.27% | 17.27% | 18.35% | 12.32% | 1.11% |
| Q4 2024 | 16.60% | 16.60% | 17.69% | 13.05% | -2.55% |
| Q1 2025 | 18.47% | 18.47% | 19.67% | 12.74% | 0.69% |
| Q2 2025 | 18.57% | 18.57% | 19.82% | 12.21% | 0.48% |
| Q3 2025 | 19.16% | 19.16% | 20.41% | 13.50% | 1.27% |
| Q4 2025 | 16.61% | 16.61% | 17.81% | 12.34% | -1.39% |
| Q1 2026 | 17.82% | 17.82% | 19.07% | 11.80% | 1.29% |
| Q2 2026 | 18.88% | 18.88% | 20.13% | 12.25% | 1.19% |
First Security Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 251) · FFIEC NIC profile (RSSD 943143)