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First Security Bank - Sleepy Eye: Common Equity Tier 1 Capital Ratio

48.24% Ranks #1 of 2,136 U.S. banks · 100th percentile

Data as of · sourced from FFIEC call reports. How we update

First Security Bank - Sleepy Eye reported a common equity tier 1 capital ratio of 48.24% as of Q2 2026, ranking #1 of 2,136 U.S. banks (100th percentile). The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 48.24%
Q1 2026 42.20%
Q4 2025 37.67%
Q3 2025 34.51%
Q2 2025 32.99%
Q1 2025 35.08%
Q4 2024 35.95%
Q3 2024 33.61%
Q2 2024 34.09%
Q1 2024 36.03%
Q4 2023 25.50%
Q3 2023 27.51%

National Context

Latest value 48.24%
National rank#1 of 2,136
Percentile 100th
12-quarter low25.50%
12-quarter high48.24%
Full rankingView leaderboard

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

Full definition & formula →

Frequently asked questions

What is First Security Bank - Sleepy Eye's Common Equity Tier 1 Capital Ratio?

First Security Bank - Sleepy Eye's Common Equity Tier 1 Capital Ratio was 48.24% as of Q2 2026, ranking #1 of 2,136 U.S. banks.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First Security Bank - Sleepy Eye profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 5252) · FFIEC NIC profile (RSSD 861658)