The First Security Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First Security Bank of Overbrook, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.43% | 1.25% | +2.18% | 98th top |
| ROAE | 52.96% | 12.22% | +40.74% | 100th top |
| Net Interest Margin | 4.63% | 3.95% | +0.68% | 83rd top |
| Efficiency Ratio | 41.09% | 63.71% | -22.62% | 95th top |
| PPNR / Avg Assets | 3.70% | — | — | 98th top |
| Yield on Earning Assets | 6.30% | 5.67% | +0.63% | 81st top |
| Cost of Funds | 1.72% | 1.87% | -0.15% | 55th above |
| Net Interest Spread | 3.97% | — | — | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.00% | 0.88% | +1.12% | 13th bottom |
| NPA / Total Assets | 1.45% | — | — | 12th bottom |
| NCO / Avg Loans | 0.85% | 0.15% | +0.70% | 4th bottom |
| ACL / Total Loans | 1.09% | — | — | 37th below |
| ACL / NPLs (Coverage) | 54.42% | — | — | 12th bottom |
| Texas Ratio | 15.86% | 5.96% | +9.90% | 9th bottom |
| Provision / NCO | 53.64% | — | — | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.14% | 17.18% | -6.04% | 9th bottom |
| Tier 1 Ratio | 11.14% | 17.21% | -6.07% | 9th bottom |
| Total Capital Ratio | 12.27% | — | — | 9th bottom |
| Leverage Ratio | 7.98% | 11.75% | -3.77% | 2nd bottom |
| Equity / Assets | 9.03% | 10.98% | -1.95% | 27th below |
| TCE / Tangible Assets | 8.00% | — | — | 15th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.67% | 80.44% | +1.23% | 48th below |
| Core Deposit Ratio | 91.47% | 86.95% | +4.52% | 64th above |
| Wholesale Funding Ratio | 5.55% | — | — | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 126.51% | — | — | 100th top |
| Loan Growth (Y/Y) | 128.22% | — | — | 100th top |
| Deposit Growth (Y/Y) | 123.48% | — | — | 100th top |
See The First Security Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First Security Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First Security Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the The First Security Bank peer analysis.