The First Security Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 227.6% in Q2 2026, from $7.0M to $22.9M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, The First Security Bank ranks 7th highest among the 169 banks headquartered in Oklahoma, at 104.97% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. The First Security Bank sits 24.42 points higher, at 104.97% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $28.1M |
| Fed funds sold and reverse repos | $5.7M |
| Fed funds sold and reverse repos to assets | 1.70% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $3.3M |
| Other borrowed money | $22.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.85% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 104.97% |
| Net loans and leases to deposits | 103.79% |
| Loans and leases to core deposits | 147.64% |
| Core deposits to total deposits | 71.10% |
| Brokered deposits to total deposits | 16.41% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.37% | 85.28% | $0 | $0 |
| Q4 2023 | 67.31% | 85.29% | $0 | $0 |
| Q1 2024 | 76.30% | 84.32% | $0 | $0 |
| Q2 2024 | 74.35% | 86.51% | $0 | $0 |
| Q3 2024 | 77.53% | 87.01% | $0 | $0 |
| Q4 2024 | 78.49% | 89.27% | $0 | $0 |
| Q1 2025 | 89.44% | 88.82% | $136K | $5.1M |
| Q2 2025 | 92.80% | 89.91% | $0 | $10.1M |
| Q3 2025 | 97.61% | 87.17% | $0 | $16.8M |
| Q4 2025 | 99.87% | 86.22% | $2.8M | $10.7M |
| Q1 2026 | 98.83% | 73.35% | $146K | $7.0M |
| Q2 2026 | 104.97% | 71.10% | $3.3M | $22.9M |
The First Security Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First Security Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4041) · FFIEC NIC profile (RSSD 49951)