The First Security Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First Security Bank of Beaver, OK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.56% | 1.25% | +0.31% | 66th above |
| ROAE | 17.39% | 12.22% | +5.17% | 77th top |
| Net Interest Margin | 4.85% | 3.95% | +0.90% | 89th top |
| Efficiency Ratio | 48.54% | 63.71% | -15.17% | 83rd top |
| PPNR / Avg Assets | 2.25% | — | — | 81st top |
| Yield on Earning Assets | 8.21% | 5.67% | +2.54% | 99th top |
| Cost of Funds | 3.27% | 1.87% | +1.40% | 3rd bottom |
| Net Interest Spread | 4.78% | — | — | 96th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.34% | 0.88% | +1.46% | 10th bottom |
| NPA / Total Assets | 2.07% | — | — | 7th bottom |
| NCO / Avg Loans | 0.16% | 0.15% | +0.01% | 14th bottom |
| ACL / Total Loans | 1.13% | — | — | 41st below |
| ACL / NPLs (Coverage) | 48.13% | — | — | 9th bottom |
| Texas Ratio | 25.42% | 5.96% | +19.46% | 3rd bottom |
| Provision / NCO | 475.00% | — | — | 73rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 8.29% | 11.75% | -3.46% | 4th bottom |
| Equity / Assets | 8.52% | 10.98% | -2.46% | 19th bottom |
| TCE / Tangible Assets | 7.25% | — | — | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.97% | 80.44% | +24.53% | 7th bottom |
| Core Deposit Ratio | 71.10% | 86.95% | -15.85% | 6th bottom |
| Wholesale Funding Ratio | 7.83% | — | — | 22nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 45.19% | — | — | 99th top |
| Loan Growth (Y/Y) | 55.71% | — | — | 99th top |
| Deposit Growth (Y/Y) | 37.65% | — | — | 98th top |
See The First Security Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First Security Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First Security Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the The First Security Bank peer analysis.