The First Security Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 99.70 percentage points higher than in Q1 2026, at 761.48%. The First Security Bank ranks 72nd of 169 Oklahoma banks on return on assets, in the upper half at 1.56% (Q2 2026). The First Security Bank reported 1.56% on return on assets for Q2 2026, 0.30 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.29% |
| Equity capital to assets | 8.52% |
| Tangible equity to tangible assets | 7.25% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.15% |
| Non-performing assets ratio | 0.16% |
| Net charge-off ratio | 0.16% |
| Texas ratio | 25.42% |
| Allowance for credit losses to loans | 1.13% |
| Reserve coverage of non-performing loans | 761.48% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.56% |
| Return on equity | 17.39% |
| Net interest margin | 4.85% |
| Efficiency ratio | 48.54% |
| Yield on earning assets | 8.21% |
| Cost of funds | 3.27% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 104.97% |
| Core deposits to total deposits | 71.10% |
| Brokered deposits to total deposits | 16.41% |
| Deposits to assets | 82.80% |
| Securities to assets | 5.26% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.13% | 12.13% | 13.08% | 9.82% | 0.25% |
| Q4 2023 | 10.84% | 10.84% | 11.67% | 9.51% | -0.50% |
| Q1 2024 | 10.86% | 10.86% | 11.69% | 9.53% | 0.25% |
| Q2 2024 | 9.87% | 9.87% | 10.63% | 9.26% | 0.24% |
| Q3 2024 | — | — | — | 9.02% | 0.11% |
| Q4 2024 | — | — | — | 9.28% | 0.30% |
| Q1 2025 | — | — | — | 9.27% | 0.63% |
| Q2 2025 | — | — | — | 9.38% | 1.22% |
| Q3 2025 | — | — | — | 9.10% | 0.88% |
| Q4 2025 | — | — | — | 8.37% | 1.31% |
| Q1 2026 | — | — | — | 9.78% | 0.77% |
| Q2 2026 | — | — | — | 8.29% | 1.56% |
The First Security Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First Security Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4041) · FFIEC NIC profile (RSSD 49951)