First State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 3.11 percentage points in Q2 2026, from 36.16% to 33.05%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, First State Bank is 173rd of 225 on total deposits, $114.0M as of Q2 2026. Against a median of $276.0M for banks in the $100M-1B asset tier, First State Bank reported $114.0M on total deposits in Q2 2026, 59% lower.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $114.0M |
| Domestic office deposits | $114.0M |
| Foreign office deposits | — |
| Deposits to total assets | 87.85% |
| Deposits to total liabilities | 99.87% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $37.7M |
| Savings deposits | $20.4M |
| Transaction accounts to domestic deposits | 43.92% |
| Time deposits | $21K |
| Time deposits under $100k | $11.8M |
| Time deposits $100k to $250k | $6.2M |
| Time deposits over $250k | $5.5M |
| Noninterest-bearing share of deposits | 33.05% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $108.5M |
| Core deposits to total deposits | 95.17% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.89% |
| Interest expense on deposits | $353K |
| Loans and leases to core deposits | 51.03% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $115.6M | 89.11% | 0.00% | 1.56% |
| Q4 2023 | $116.5M | 89.18% | 0.00% | 1.76% |
| Q1 2024 | $117.0M | 89.21% | 0.00% | 1.95% |
| Q2 2024 | $109.6M | 94.38% | 0.00% | 2.02% |
| Q3 2024 | $105.3M | 93.70% | 0.00% | 2.00% |
| Q4 2024 | $107.0M | 94.43% | 0.00% | 2.23% |
| Q1 2025 | $111.7M | 94.68% | 0.00% | 2.22% |
| Q2 2025 | $107.5M | 93.95% | 0.00% | 2.23% |
| Q3 2025 | $104.2M | 93.56% | 0.00% | 2.33% |
| Q4 2025 | $113.5M | 94.06% | 0.00% | 2.28% |
| Q1 2026 | $114.8M | 95.27% | 0.00% | 2.02% |
| Q2 2026 | $114.0M | 95.17% | 0.00% | 1.89% |
First State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock First State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16177) · FFIEC NIC profile (RSSD 190947)