Branch Network
First State Bank Locations & Branches Stuart, Iowa
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First State Bank operates 4 branches from its headquarters in Stuart, IA, .
First State Bank branch network
All 4 branches are in IOWA, across 3 cities. Stuart, IA has the most of its branches, 2. Its largest office by deposits is its main office in Stuart, IA, with $99.8M (87.6% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank at a glance
Its CET1 capital ratio was 27.80% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $129.7M
- CET1 ratio, Q2 2026
- 27.80%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1934
Full financial profile · Is First State Bank safe? · First State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Stuart, IA (2 branches) | 1 of 2 | 77.9% | $99.8M |
| State: IA (4 branches) | 193 of 261 | <0.1% | $114.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
First State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Guthrie, IA (2 branches) | 2 of 6 | 17.6% | $99.8M | $567.1M |
| Dallas, IA (2 branches) | 26 of 28 | 0.6% | $14.2M | $2.54B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Des Moines-West Des Moines, IA (4 branches) | 38 of 57 | 0.3% | $114.0M | $37.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank (main office) | Stuart, IA | 50250 | $99.8M |
| Redfield Branch | Redfield, IA | 50233 | $8.4M |
| Dexter Branch | Dexter, IA | 50070 | $5.8M |
| 623 South Division Branch | Stuart, IA | 50250 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16177) · FFIEC NIC profile (RSSD 190947)