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Lists · Deposits by metro area

Des Moines-West Des Moines, IA Metro Area Bank Deposit Market Share

Principal Bank holds the largest share of deposits in the Des Moines-West Des Moines, IA metro area, 24.4%, followed by Bankers Trust Company (14.5%) and Wells Fargo Bank, N.A. (9.3%). 57 institutions hold $38.02B at 221 offices as of June 30, 2026, up 7.8% from 2025.

Institutions: 57 Offices: 221 Deposits: $38.02B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Bankers Trust Company (1.92 points); Bank of America, N.A. (0.82 points); Principal Bank (0.61 points).

Lost: U.S. Bank N.A. (-1.42 points); West Bank (-0.71 points); Wells Fargo Bank, N.A. (-0.70 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Principal Bank 1 $9.26B 24.35% +0.61 pts 10.5%
2 Bankers Trust Company 12 $5.50B 14.46% +1.92 pts 24.2%
3 Wells Fargo Bank, N.A. 14 $3.55B 9.34% -0.70 pts 0.2%
4 U.S. Bank N.A. 13 $3.04B 7.99% -1.42 pts -8.5%
5 Bank of America, N.A. 4 $2.86B 7.52% +0.82 pts 21.0%
6 West Bank 6 $2.49B 6.55% -0.71 pts -2.8%
7 Community State Bank 10 $1.26B 3.32% -0.28 pts -0.7%
8 First Interstate Bank 11 $732.4M 1.93% -0.19 pts -2.0%
9 City State Bank 6 $573.9M 1.51% -0.06 pts 3.8%
10 Bank Iowa 6 $563.6M 1.48% +0.03 pts 10.2%
11 BMO Bank N.A. 9 $450.1M 1.18% -0.13 pts -3.2%
12 Luana Savings Bank 3 $435.1M 1.14% -0.04 pts 4.5%
13 Raccoon Valley Bank 4 $430.2M 1.13% -0.03 pts 5.2%
14 Lincoln Savings Bank 4 $413.4M 1.09% -0.01 pts 6.7%
15 Northwest Bank 3 $409.7M 1.08% +0.04 pts 11.6%
16 Peoples Savings Bank 4 $406.9M 1.07% +0.03 pts 11.1%
17 Central Bank 6 $403.9M 1.06% -0.04 pts 4.2%
18 Iowa State Bank 5 $392.0M 1.03% -0.04 pts 3.7%
19 Visionbank of Iowa 6 $376.3M 0.99% +0.22 pts 38.5%
20 Earlham Savings Bank 9 $343.9M 0.90% -0.05 pts 1.9%
21 Trubank 6 $280.7M 0.74% +0.01 pts 8.8%
22 Peoples Bank 4 $258.8M 0.68% +0.06 pts 18.6%
23 Midwest Heritage Bank, FSB 6 $257.0M 0.68% +0.01 pts 9.8%
24 State Savings Bank 2 $222.1M 0.58% +0.05 pts 17.7%
25 Farmers & Merchants State Bank 3 $210.0M 0.55% -0.02 pts 3.5%
26 Guthrie County State Bank 2 $209.3M 0.55% -0.03 pts 1.6%
27 Freedom Financial Bank 2 $206.4M 0.54% -0.02 pts 3.9%
28 Charter Bank 4 $203.5M 0.54% +0.00 pts 8.2%
29 Great Southern Bank 5 $192.6M 0.51% -0.07 pts -4.9%
30 First National Bank Ames, Iowa 4 $180.4M 0.47% -0.01 pts 4.7%
31 JPMorgan Chase Bank, N.A. 8 $176.6M 0.46% +0.07 pts 27.5%
32 South Story Bank & Trust 1 $144.6M 0.38% +0.02 pts 14.6%
33 Grinnell State Bank 2 $129.4M 0.34% -0.01 pts 3.6%
34 Iowa Trust & Savings Bank 2 $128.5M 0.34% -0.06 pts -9.3%
35 First State Bank 2 $126.0M 0.33% +0.00 pts 9.3%
36 Union State Bank 3 $125.3M 0.33% +0.00 pts 7.9%
37 Farmers State Bank 1 $114.5M 0.30% +0.02 pts 16.5%
38 First State Bank 4 $114.0M 0.30% 0.00 pts 6.0%
39 Nicolet National Bank 3 $112.9M 0.30% +0.30 pts New
40 FNNB Bank 1 $89.3M 0.23% -0.01 pts 2.7%
41 First Mid Bank & Trust, N.A. 3 $85.3M 0.22% +0.22 pts New
42 Farmers State Bank 1 $64.2M 0.17% -0.01 pts 2.6%
43 Rolling Hills Bank & Trust 2 $59.4M 0.16% -0.01 pts 0.4%
44 Leighton State Bank 1 $58.1M 0.15% -0.01 pts 2.3%
45 Availa Bank 1 $51.2M 0.13% 0.00 pts 6.7%
46 Regions Bank 1 $50.6M 0.13% -0.03 pts -10.4%
47 American State Bank 1 $45.8M 0.12% +0.00 pts 9.8%
48 Home State Bank 1 $45.7M 0.12% 0.00 pts 3.6%
49 Central State Bank 1 $29.9M 0.08% 0.00 pts 5.8%
50 Fidelity Bank 1 $29.3M 0.08% +0.01 pts 18.5%
51 Bank 1 $27.7M 0.07% -0.02 pts -15.3%
52 Liberty National Bank 1 $25.9M 0.07% +0.01 pts 30.4%
53 Security National Bank of Omaha 1 $23.1M 0.06% -0.01 pts -8.0%
54 UMB Bank, N.A. 1 $18.3M 0.05% -0.02 pts -26.5%
55 Keystone Savings Bank 1 $18.2M 0.05% +0.00 pts 12.9%
56 Twin Cedars Bank 1 $16.3M 0.04% -0.01 pts -11.8%
57 Its Bank 1 $500K <0.01% 0.00 pts —

About this list

Deposits are those held at each institution's offices in Des Moines-West Des Moines, IA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Polk County, IADallas County, IAWarren County, IAJasper County, IAGuthrie County, IAMadison County, IA

Statewide deposits

Iowa

Largest metro areas

New York-Newark-Jersey City, NY-NJ-PASalt Lake City, UTSioux Falls, SDDallas-Fort Worth-Arlington, TXPhiladelphia-Camden-Wilmington, PA-NJ-DE-MDLos Angeles-Long Beach-Anaheim, CAChicago-Naperville-Elgin, IL-IN-WIBoston-Cambridge-Newton, MA-NHSan Francisco-Oakland-Berkeley, CACharlotte-Concord-Gastonia, NC-SCHouston-The Woodlands-Sugar Land, TXMiami-Fort Lauderdale-Pompano Beach, FLWashington-Arlington-Alexandria, DC-VA-MD-WVAtlanta-Sandy Springs-Alpharetta, GAMinneapolis-St. Paul-Bloomington, MN-WIPittsburgh, PAPhoenix-Mesa-Chandler, AZCincinnati, OH-KY-INDetroit-Warren-Dearborn, MISan Jose-Sunnyvale-Santa Clara, CASan Antonio-New Braunfels, TXSeattle-Tacoma-Bellevue, WASt. Louis, MO-ILSan Diego-Chula Vista-Carlsbad, CACleveland-Elyria, OHTampa-St. Petersburg-Clearwater, FLColumbus, OHJacksonville, FLDenver-Aurora-Lakewood, CORaleigh-Cary, NCNashville-Davidson-Murfreesboro-Franklin, TNBaltimore-Columbia-Towson, MDKansas City, MO-KSSacramento-Roseville-Folsom, CALas Vegas-Henderson-Paradise, NVIndianapolis-Carmel-Anderson, INSalisbury, MD-DEMilwaukee-Waukesha, WIRiverside-San Bernardino-Ontario, CASan Juan-Bayamon-Caguas, PR

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