Skip to main content

Lists · Deposits by county

Polk County, IA Bank Deposit Market Share

Principal Bank holds the largest share of deposits in Polk County, IA, 28.8%, followed by Bankers Trust Company (17.1%) and Wells Fargo Bank, N.A. (10.1%). 39 institutions hold $32.18B at 132 offices as of June 30, 2026, up 7.9% from 2025.

Institutions: 39 Offices: 132 Deposits: $32.18B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Bankers Trust Company (2.24 points); Bank of America, N.A. (0.96 points); Principal Bank (0.67 points).

Lost: U.S. Bank N.A. (-1.66 points); West Bank (-0.84 points); Wells Fargo Bank, N.A. (-0.78 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Principal Bank 1 $9.26B 28.78% +0.67 pts 10.5%
2 Bankers Trust Company 12 $5.50B 17.09% +2.24 pts 24.2%
3 Wells Fargo Bank, N.A. 11 $3.25B 10.10% -0.78 pts 0.2%
4 U.S. Bank N.A. 12 $2.94B 9.13% -1.66 pts -8.7%
5 Bank of America, N.A. 4 $2.86B 8.88% +0.96 pts 21.0%
6 West Bank 5 $2.45B 7.60% -0.84 pts -2.8%
7 Community State Bank 9 $1.24B 3.86% -0.34 pts -0.9%
8 First Interstate Bank 5 $531.1M 1.65% -0.19 pts -3.3%
9 Northwest Bank 3 $409.7M 1.27% +0.04 pts 11.6%
10 Iowa State Bank 5 $392.0M 1.22% -0.05 pts 3.7%
11 Central Bank 5 $359.5M 1.12% -0.03 pts 5.3%
12 Visionbank of Iowa 5 $355.2M 1.10% +0.23 pts 36.0%
13 Lincoln Savings Bank 3 $304.3M 0.95% -0.01 pts 7.2%
14 BMO Bank N.A. 6 $291.9M 0.91% -0.10 pts -2.6%
15 Midwest Heritage Bank, FSB 6 $257.0M 0.80% +0.01 pts 9.8%
16 Luana Savings Bank 1 $185.4M 0.58% -0.02 pts 4.3%
17 First National Bank Ames, Iowa 3 $180.4M 0.56% -0.02 pts 4.7%
18 Bank Iowa 2 $161.4M 0.50% -0.08 pts -7.6%
19 Charter Bank 3 $152.0M 0.47% -0.01 pts 6.5%
20 Grinnell State Bank 2 $129.4M 0.40% -0.02 pts 3.6%
21 State Savings Bank 1 $122.0M 0.38% +0.03 pts 17.1%
22 City State Bank 1 $105.1M 0.33% -0.04 pts -3.2%
23 Peoples Bank 1 $96.9M 0.30% +0.07 pts 38.5%
24 Great Southern Bank 4 $96.5M 0.30% -0.04 pts -3.6%
25 JPMorgan Chase Bank, N.A. 5 $93.4M 0.29% +0.03 pts 22.2%
26 First Mid Bank & Trust, N.A. 3 $85.3M 0.27% +0.27 pts New
27 Availa Bank 1 $51.2M 0.16% 0.00 pts 6.7%
28 Regions Bank 1 $50.6M 0.16% -0.03 pts -10.4%
29 Raccoon Valley Bank 1 $50.0M 0.16% +0.02 pts 20.2%
30 Home State Bank 1 $45.7M 0.14% -0.01 pts 3.6%
31 Freedom Financial Bank 1 $40.6M 0.13% +0.00 pts 8.9%
32 Earlham Savings Bank 2 $38.2M 0.12% -0.01 pts 1.2%
33 Liberty National Bank 1 $25.9M 0.08% +0.01 pts 30.4%
34 Trubank 1 $19.2M 0.06% 0.00 pts -0.4%
35 UMB Bank, N.A. 1 $18.3M 0.06% -0.03 pts -26.5%
36 Keystone Savings Bank 1 $18.2M 0.06% +0.00 pts 12.9%
37 Twin Cedars Bank 1 $16.3M 0.05% -0.01 pts -11.8%
38 Nicolet National Bank 1 $5.7M 0.02% +0.02 pts New
39 Its Bank 1 $500K <0.01% 0.00 pts —

About this list

Deposits are those held at each institution's offices in Polk County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Other counties in Iowa

More lists and rankings

Open any institution for its full financials, trends and peer benchmarks. Free, no card required.

Start free, no card required