Branch Network
First State Bank Locations & Branches Key West, Florida
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First State Bank operates 9 branches from its headquarters in Key West, FL, .
First State Bank branch network
All 9 branches are in FLORIDA, across 7 cities. Key West, FL has the most of its branches, 2. Its largest office by deposits is its main office in Key West, FL, with $487.1M (46.0% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank at a glance
Its CET1 capital ratio was 16.00% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.18B
- CET1 ratio, Q2 2026
- 16.00%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1955
Full financial profile · Is First State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Key West, FL (2 branches) | 1 of 7 | 33.2% | $643.7M |
| State: FL (9 branches) | 64 of 186 | 0.1% | $1.06B |
Ranked by total assets among banks headquartered in the state: Largest banks in Florida.
Share by county and metro area
First State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Monroe, FL (8 branches) | 2 of 9 | 23.8% | $1.06B | $4.45B |
| Broward, FL (1 branch) | 43 of 43 | — | $0 | $70.88B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Key West, FL (8 branches) | 2 of 9 | 23.8% | $1.06B | $4.45B |
| Miami-Fort Lauderdale-Pompano Beach, FL (1 branch) | 82 of 86 | — | $0 | $347.86B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank (main office) | Key West, FL | 33040 | $487.1M |
| Boulevard Branch | Key West, FL | 33040 | $156.6M |
| Big Pine Branch | Big Pine Key, FL | 33043 | $111.2M |
| Key Largo Branch | Key Largo, FL | 33037 | $99.8M |
| Marathon Branch | Marathon, FL | 33050 | $91.6M |
| Islamorada Branch | Islamorada, FL | 33036 | $40.2M |
| Tradewinds Branch | Key Largo, FL | 33037 | $37.7M |
| Stock Island Branch | Stock Island, FL | 33040 | $33.7M |
| Miramar Branch | Miramar, FL | 33025 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 17509) · FFIEC NIC profile (RSSD 191935)