First State Bank Routing Number (ABA): 111323689

First State Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 15.89% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$151.2M

Tier 1 leverage ratio, Q2 2026

15.89%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

5 FDIC institution directory, current count

Established

1960

Full financial profile · Is First State Bank safe? · Branch locations

What the digits mean

The first two digits, 11, place this number in the Federal Reserve Bank of Dallas's district (District 11). Digits five through eight, 2368, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to First State Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your First State Bank checks or in its online banking. Ask the bank for wire instructions (www.fsbshallowater.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About First State Bank

First State Bank is headquartered in Shallowater, Texas and was established in 1960. It is in the LUBBOCK, TX metro area. It reported $151.2M in total assets and $122.9M in deposits for Q2 2026, the 280th largest of the 346 banks headquartered in Texas. See the largest banks in Texas by total assets. It reports 5 domestic offices. Its deposits have been FDIC insured since 1960. Its primary federal regulator is the FDIC.

What the digits in 111323689 mean

The first four digits, 1113, are the Federal Reserve routing symbol. The prefix 11 places the number in the 11th Federal Reserve District (Dallas). That is also the district where the bank is headquartered. Digits five through eight, 2368, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 11 + 13 = 120, a multiple of 10, so 111323689 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the First State Bank routing number?

The First State Bank routing number is 111323689. It is the primary ABA routing transit number registered to First State Bank, headquartered in Shallowater, TX. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the First State Bank wire routing number?

This page lists the primary routing number registered to First State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First State Bank before sending a wire.

Is ABA number 111323689 the routing number for First State Bank?

Yes. It is the primary routing number registered to First State Bank.

Which bank uses routing number 111323689?

It belongs to First State Bank, headquartered in Shallowater, TX. It is the bank's primary ABA routing number (FDIC certificate 18301).

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