Branch Network
First State Bank Locations & Branches Irvington, Kentucky
BankRegReports is independent of First State Bank and never asks for online banking logins or passwords.
First State Bank operates 3 branches from its headquarters in Irvington, KY, .
First State Bank branch network
All 3 branches are in KENTUCKY, across 3 cities. Its largest office by deposits is its main office in Irvington, KY, with $203.1M (57.3% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank at a glance
Its CET1 capital ratio was 16.50% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $402.0M
- CET1 ratio, Q2 2026
- 16.50%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1903
Full financial profile · Is First State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Irvington, KY (1 branch) | 1 of 2 | 84.8% | $203.1M |
| State: KY (3 branches) | 64 of 152 | 0.3% | $354.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
First State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Breckinridge, KY (3 branches) | 1 of 3 | 62.4% | $354.3M | $567.4M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank (main office) | Irvington, KY | 40146 | $203.1M |
| Hardinsburg Branch | Hardinsburg, KY | 40143 | $135.4M |
| Rough River Branch | Mcdaniels, KY | 40152 | $15.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12149) · FFIEC NIC profile (RSSD 565143)