Bank routing number ยท Lincoln, Nebraska
First State Bank Nebraska Routing Number (ABA): 104909531
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The First State Bank Nebraska routing number is 104909531. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
First State Bank Nebraska at a glance
Its CET1 capital ratio was 11.56% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.13B
- CET1 ratio, Q2 2026
- 11.56%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 18 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1912
Full financial profile · Is First State Bank Nebraska safe? · First State Bank Nebraska call report · Branch locations
First State Bank Nebraska routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 104909531 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; First State Bank Nebraska publishes any other numbers it uses itself.
What the digits mean
The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0953, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to First State Bank Nebraska
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your First State Bank Nebraska checks or in its online banking. Ask the bank for wire instructions (http://www.1fsb.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About First State Bank Nebraska
First State Bank Nebraska is headquartered in Lincoln, Nebraska and was established in 1912. It is in the LINCOLN, NE metro area. It reported $1.13B in total assets and $990.0M in deposits for Q2 2026, the 16th largest of the 138 banks headquartered in Nebraska. It reports 18 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve. 18 other banks and credit unions headquartered in Lincoln have a routing number listed here.
What the digits in 104909531 mean
The first four digits, 1049, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0953, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 15 + 7 x 3 + 14 = 80, a multiple of 10, so 104909531 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the First State Bank Nebraska routing number?
The First State Bank Nebraska routing number is 104909531. It is the primary ABA routing transit number registered to First State Bank Nebraska, headquartered in Lincoln, NE. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the First State Bank Nebraska wire routing number?
This page lists the primary routing number registered to First State Bank Nebraska. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First State Bank Nebraska before sending a wire.
Is ABA number 104909531 the routing number for First State Bank Nebraska?
Yes. It is the primary routing number registered to First State Bank Nebraska.
Which bank uses routing number 104909531?
It belongs to First State Bank Nebraska, headquartered in Lincoln, NE. It is the bank's primary ABA routing number (FDIC certificate 13868).
Routing numbers in Lincoln, NE
- Bank
- Union Bank and Trust Company: 104910795
- Bank
- Pinnacle Bank: 104913912
- Bank
- Security First Bank: 104113819
- Bank
- West Gate Bank: 104901584
- Bank
- Cornhusker Bank: 104907025
- Credit union
- Liberty First Credit Union: 304982468
- Bank
- Lincoln Federal Savings Bank of Nebraska: 304971990
- Bank
- City Bank & Trust Co.: 104901144
View First State Bank Nebraska's full profile →
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Regulator records: FDIC BankFind (cert 13868) · FFIEC NIC profile (RSSD 499453)