First Vision Bank of Tennessee: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 26.2% in Q2 2026, from -$1.2M to -$1.5M. It was the largest change from Q1 2026 among the key lines here. Within Tennessee, First Vision Bank of Tennessee is 16th of 71 on CET1 ratio, 17.72% as of Q2 2026, above the middle of the field. First Vision Bank of Tennessee reported 17.72% on CET1 ratio for Q2 2026, 2.65 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 17.72% |
| Tier 1 risk-based capital ratio | 17.72% |
| Total risk-based capital ratio | 18.97% |
| Tier 1 leverage ratio | 12.40% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $52.5M |
| Tier 1 capital | $52.5M |
| Total risk-based capital | $56.2M |
| Total equity capital | $51.0M |
| Risk-weighted assets | $296.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.32% |
| Tangible equity to tangible assets | 12.32% |
| Equity capital to average assets | 12.05% |
| Internal capital growth rate | 7.14% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.8M |
| Common stock surplus | $16.5M |
| Retained earnings | $34.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.10% | 13.10% | 14.35% | 9.78% | $336.6M |
| Q4 2023 | 13.08% | 13.08% | 14.33% | 9.90% | $346.1M |
| Q1 2024 | 13.47% | 13.47% | 14.73% | 9.85% | $343.2M |
| Q2 2024 | 14.83% | 14.83% | 16.09% | 9.68% | $315.0M |
| Q3 2024 | 16.02% | 16.02% | 17.27% | 10.20% | $297.7M |
| Q4 2024 | 17.27% | 17.27% | 18.52% | 10.32% | $281.0M |
| Q1 2025 | 17.83% | 17.83% | 19.09% | 10.60% | $276.3M |
| Q2 2025 | 17.46% | 17.46% | 18.72% | 11.51% | $287.1M |
| Q3 2025 | 17.88% | 17.88% | 19.13% | 11.86% | $280.1M |
| Q4 2025 | 18.08% | 18.08% | 19.33% | 12.00% | $280.9M |
| Q1 2026 | 18.82% | 18.82% | 20.07% | 12.19% | $274.2M |
| Q2 2026 | 17.72% | 17.72% | 18.97% | 12.40% | $296.3M |
First Vision Bank of Tennessee regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Vision Bank of Tennessee, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Vision Bank of Tennessee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58201) · FFIEC NIC profile (RSSD 3350658)