First Vision Bank of Tennessee: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 453.59 percentage points higher than in Q1 2026, at 1125.07%. Within Tennessee, First Vision Bank of Tennessee is 60th of 109 on return on assets, 1.04% as of Q2 2026, below the middle of the field. First Vision Bank of Tennessee reported 1.04% on return on assets for Q2 2026, 0.21 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 17.72% |
| Tier 1 risk-based capital ratio | 17.72% |
| Total risk-based capital ratio | 18.97% |
| Tier 1 leverage ratio | 12.40% |
| Equity capital to assets | 12.32% |
| Tangible equity to tangible assets | 12.32% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.11% |
| Non-performing assets ratio | 1.40% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 10.67% |
| Allowance for credit losses to loans | 1.28% |
| Reserve coverage of non-performing loans | 1125.07% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.04% |
| Return on equity | 8.67% |
| Net interest margin | 3.98% |
| Efficiency ratio | 69.18% |
| Yield on earning assets | 6.05% |
| Cost of funds | 1.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.13% |
| Core deposits to total deposits | 78.59% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.21% |
| Securities to assets | 12.60% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.10% | 13.10% | 14.35% | 9.78% | 1.38% |
| Q4 2023 | 13.08% | 13.08% | 14.33% | 9.90% | 1.03% |
| Q1 2024 | 13.47% | 13.47% | 14.73% | 9.85% | 0.97% |
| Q2 2024 | 14.83% | 14.83% | 16.09% | 9.68% | 0.97% |
| Q3 2024 | 16.02% | 16.02% | 17.27% | 10.20% | 0.83% |
| Q4 2024 | 17.27% | 17.27% | 18.52% | 10.32% | 1.13% |
| Q1 2025 | 17.83% | 17.83% | 19.09% | 10.60% | 0.81% |
| Q2 2025 | 17.46% | 17.46% | 18.72% | 11.51% | 0.92% |
| Q3 2025 | 17.88% | 17.88% | 19.13% | 11.86% | 0.96% |
| Q4 2025 | 18.08% | 18.08% | 19.33% | 12.00% | 0.85% |
| Q1 2026 | 18.82% | 18.82% | 20.07% | 12.19% | 0.96% |
| Q2 2026 | 17.72% | 17.72% | 18.97% | 12.40% | 1.04% |
First Vision Bank of Tennessee vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Vision Bank of Tennessee, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Vision Bank of Tennessee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58201) · FFIEC NIC profile (RSSD 3350658)