First Vision Bank of Tennessee: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 6.03 percentage points higher than in Q1 2026, at 105.78%. Within Tennessee, First Vision Bank of Tennessee is 55th of 109 on loan-to-deposit ratio, 83.13% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; First Vision Bank of Tennessee reported 83.13% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $39.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $92.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.13% |
| Net loans and leases to deposits | 82.07% |
| Loans and leases to core deposits | 105.78% |
| Core deposits to total deposits | 78.59% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 93.40% | 84.37% | $0 | $19.3M |
| Q4 2023 | 92.05% | 83.75% | $0 | $18.9M |
| Q1 2024 | 84.10% | 84.11% | $0 | $25.1M |
| Q2 2024 | 81.86% | 82.65% | $0 | $24.8M |
| Q3 2024 | 81.22% | 81.79% | $0 | $24.5M |
| Q4 2024 | 71.56% | 78.06% | $0 | $14.6M |
| Q1 2025 | 71.12% | 77.74% | $0 | $0 |
| Q2 2025 | 79.81% | 80.23% | $0 | $0 |
| Q3 2025 | 82.70% | 78.64% | $0 | $0 |
| Q4 2025 | 81.28% | 78.75% | $0 | $0 |
| Q1 2026 | 79.04% | 79.24% | $0 | $0 |
| Q2 2026 | 83.13% | 78.59% | $0 | $0 |
First Vision Bank of Tennessee liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Vision Bank of Tennessee, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Vision Bank of Tennessee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58201) · FFIEC NIC profile (RSSD 3350658)