Bank call report · Paramus, NJ
Five Rivers Bank Call Report
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Five Rivers Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 128 reported line items, schedule by schedule (540 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5882500 |
| FDIC certificate number | 59345 |
| Total assets | $78.1M |
Official Q2 2026 call report PDF (FFIEC) →
Five Rivers Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (19 items)
About Schedule RC · Five Rivers Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $78.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $78.1M |
| Total Liabilities and Minority Interest | RCON2948 | $50.8M |
| Total Deposits | RCON2200 | $49.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $45.4M |
| Interest-bearing Balances | RCON0071 | $42.7M |
| Total Equity Capital | RCON3210 | $27.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $27.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $19.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $18.8M |
| Common Stock | RCON3230 | $17.2M |
| Surplus | RCON3839 | $17.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $15.6M |
| Undivided Profits and Capital Reserves | RCON3632 | -$7.1M |
| Deposits: Noninterest-bearing | RCON6631 | $4.4M |
| Other Liabilities, Total | RCON2930 | $993K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $798K |
| Other Assets | RCON2160 | $290K |
| Allowance for Loan and Lease Losses | RCON3123 | $223K |
Schedule RI: Income Statement (27 items)
About Schedule RI · Five Rivers Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $2.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$2.0M |
| Net Income (Loss) | RIAD4340 | -$2.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$2.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$2.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$2.0M |
| Salaries and Employee Benefits | RIAD4135 | $1.6M |
| Total Interest Income | RIAD4107 | $708K |
| Other Noninterest Expense | RIAD4092 | $600K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $505K |
| Net Interest Income | RIAD4074 | $492K |
| Total Interest Expense | RIAD4073 | $216K |
| Provision for Loan and Lease Losses | RIAD4230 | $207K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $207K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $201K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $191K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $160K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $110K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $93K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $13K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $10K |
| Total Noninterest Income | RIAD4079 | $6K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $5K |
| Applicable Income Taxes | RIAD4302 | $3K |
| Other Interest Income | RIAD4518 | $2K |
| Other Noninterest Income | RIADB497 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 18 |
Schedule RC-C, Part I: Loans and Leases (12 items)
About Schedule RC-C, Part I · Five Rivers Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $19.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $18.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $7.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $6.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $4.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $578K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $530K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $530K |
| Unearned Income on Loans | RCON2123 | $122K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $48K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $38K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $38K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.4M |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 4 |
Schedule RC-E: Deposit Liabilities (17 items)
About Schedule RC-E · Five Rivers Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $45.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $45.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $23.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $23.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $21.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $18.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $16.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $12.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $6.8M |
| Total Transaction Accounts | RCON2215 | $4.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $4.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $4.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $285K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $51K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (10 items)
About Schedule RC-K · Five Rivers Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $47.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $29.3M |
| Quarterly Average of Total Loans | RCON3360 | $9.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $8.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $8.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $7.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $145K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $26K |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $21K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Five Rivers Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $52K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Five Rivers Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.1M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Five Rivers Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $49.8M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $47.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $27.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $26.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $22.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $51K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 655 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 57 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (15 items)
About Schedule RC-R, Part I · Five Rivers Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $78.1M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $47.9M |
| Average total consolidated assets | RCOAKW03 | $47.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $34.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $27.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $27.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $27.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $27.4M |
| Retained Earnings | RCOAKW00 | -$7.1M |
| Unconditionally Cancellable Commitments | RCOAS540 | $1.6M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $1.2M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $1.2M |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.5711 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0148 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $29.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $29.4M |
| Total Equity Capital | RIAD3210 | $27.4M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Five Rivers Bank changes in allowances for credit losses trends
Five Rivers Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
Where can I find the Five Rivers Bank call report?
The Five Rivers Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Five Rivers Bank file?
Five Rivers Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Five Rivers Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Five Rivers Bank has Federal Reserve RSSD ID 5882500 and FDIC certificate number 59345. Either one finds its filings on the FFIEC Central Data Repository.
How often does Five Rivers Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Five Rivers Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59345) · FFIEC NIC profile (RSSD 5882500)