Bank call report · Boulder, CO
Flatirons Bank Call Report
BankRegReports is independent of Flatirons Bank and never asks for online banking logins or passwords.
Flatirons Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 293 reported line items, schedule by schedule (760 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3022610 |
| FDIC certificate number | 57280 |
| Total assets | $370.3M |
Official Q2 2026 call report PDF (FFIEC) →
Flatirons Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Flatirons Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $370.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $370.3M |
| Total Liabilities and Minority Interest | RCON2948 | $341.5M |
| Total Deposits | RCON2200 | $336.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $285.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $278.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $275.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $53.6M |
| Deposits: Noninterest-bearing | RCON6631 | $50.4M |
| Total Equity Capital | RCON3210 | $28.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $28.8M |
| Interest-bearing Balances | RCON0071 | $27.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $20.1M |
| Surplus | RCON3839 | $10.5M |
| Other Assets | RCON2160 | $7.6M |
| Other Liabilities, Total | RCON2930 | $5.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $5.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$4.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $3.2M |
| Common Stock | RCON3230 | $2.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $905K |
Schedule RI: Income Statement (35 items)
About Schedule RI · Flatirons Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $9.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $8.5M |
| Net Interest Income | RIAD4074 | $7.0M |
| Total Noninterest Expense | RIAD4093 | $6.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.6M |
| Salaries and Employee Benefits | RIAD4135 | $3.4M |
| Total Interest Expense | RIAD4073 | $3.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.7M |
| Net Income (Loss) | RIAD4340 | $2.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.7M |
| Other Noninterest Expense | RIAD4092 | $2.7M |
| Total Noninterest Income | RIAD4079 | $2.4M |
| Other Noninterest Income | RIADB497 | $2.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $916K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $695K |
| Interest on Other Securities | RIAD4060 | $582K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $386K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $381K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $298K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $237K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $215K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $165K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $155K |
| Provision for Loan and Lease Losses | RIAD4230 | $152K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $73K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $46K |
| Net Servicing Fees | RIADB492 | $27K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $22K |
| Other Interest Income | RIAD4518 | $22K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$20K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 41 |
Schedule RC-B: Securities (28 items)
About Schedule RC-B · Flatirons Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $4.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $4.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $57.9M |
| Pledged Securities | RCON0416 | $42.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $40.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $37.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $33.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $6.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $5.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $4.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $4.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $3.8M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $3.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $3.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $1.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $1.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $836K |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $836K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $829K |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $829K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $371K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $326K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $224K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $194K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · Flatirons Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $278.7M |
| Pledged Loans and Leases | RCONG378 | $138.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $137.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $94.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $65.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $55.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $51.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $44.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $30.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $29.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $29.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $26.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $25.1M |
| Commercial and Industrial Loans | RCON1766 | $24.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $16.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $15.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $15.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $11.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $10.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $8.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $7.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $5.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.1M |
| Other Loans | RCONJ464 | $1.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $1.2M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $1.2M |
| Unearned Income on Loans | RCON2123 | $1.2M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $879K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $586K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $184K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $33K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $11.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $5.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $609K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $557K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $42K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 21 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 16 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 12 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 12 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 3 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Flatirons Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $252.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $216.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $201.2M |
| Total reciprocal deposits | RCONJH83 | $146.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $83.2M |
| Total Transaction Accounts | RCON2215 | $83.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $79.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $77.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $77.8M |
| Total Brokered Deposits | RCON2365 | $77.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $46.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $17.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $15.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $14.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $13.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $10.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $7.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $6.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $6.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $5.7M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $5.1M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $2.1M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $1.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $458K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.6M |
| Accrued Interest Receivable | RCONB556 | $1.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $888K |
| Other Assets | RCON2168 | $770K |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $717K |
| Prepaid Expenses | RCON2166 | $303K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $2.6M |
| Operating lease liabilities | RCONLB56 | $2.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $2.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $206K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $192K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Flatirons Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $371.9M |
| Quarterly Average of Total Loans | RCON3360 | $260.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $224.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $138.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $95.4M |
| All Other Securities | RCONB560 | $44.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $43.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $34.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $23.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $21.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $16.6M |
| Mortgage-backed Securities | RCONB559 | $13.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $618K |
| Quarterly Average of Other Borrowed Money | RCON3355 | $22K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Flatirons Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $23.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $9.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $7.5M |
| Performance Standby Letters of Credit | RCON3821 | $5.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $5.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $216K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $98K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Flatirons Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $4.7M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (2 items)
About Schedule RC-N · Flatirons Bank past due and nonaccrual loans, leases, and other assets trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Flatirons Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $371.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $336.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $215.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $119.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $32.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,527 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 244 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 23 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Flatirons Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Flatirons Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $371.9M |
| Average total consolidated assets | RCOAKW03 | $371.9M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $256.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $36.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $33.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $33.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $33.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $28.8M |
| Retained Earnings | RCOAKW00 | $20.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $12.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$4.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$4.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $3.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $3.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $3.2M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1412 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1287 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1287 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0888 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0612 |
Schedule RC-R, Part II: Risk-Weighted Assets (55 items)
About Schedule RC-R, Part II · Flatirons Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $256.7M |
| Total Risk-weighted Assets | RCONG641 | $256.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $168.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $161.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $161.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $157.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $154.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $153.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $137.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $123.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $121.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $84.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $53.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $37.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $37.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $35.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $33.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $31.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $29.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $28.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $28.0M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $19.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $17.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $17.6M |
| Total All Other Assets | RCOND981 | $12.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $11.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $10.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $10.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $7.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$7.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $6.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $5.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$4.2M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $4.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $2.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $2.8M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $2.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 0 Pct Risk Weight Category | RCOND999 | $2.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $2.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $2.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $935K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $725K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $717K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $717K |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $717K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $615K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $613K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $563K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $400K |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $190K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $190K |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $190K |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $98K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $98K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $98K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $28.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $27.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $27.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.2M |
| Other Comprehensive Income | RIADB511 | -$244K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · Flatirons Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $11K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $10K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Flatirons Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $3.2M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $3.0M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $63K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $1.1M |
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $1.1M |
Flatirons Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Flatirons Bank call report?
The Flatirons Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Flatirons Bank file?
Flatirons Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Flatirons Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Flatirons Bank has Federal Reserve RSSD ID 3022610 and FDIC certificate number 57280. Either one finds its filings on the FFIEC Central Data Repository.
How often does Flatirons Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Flatirons Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57280) · FFIEC NIC profile (RSSD 3022610)