Branch Network
F&M Bank Locations & Branches Edmond, Oklahoma
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F&M Bank operates 11 branches from its headquarters in Edmond, OK, .
F&M Bank branch network
All 11 branches are in OKLAHOMA, across 8 cities. Guthrie, OK has the most of its branches, 2. Its largest office by deposits is the Guthrie Branch office in Guthrie, OK, with $180.5M (22.6% of its branch deposits). On June 30, 2025 it had 9 branches, 2 fewer than in 2026.
F&M Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.00% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $915.3M
- Tier 1 leverage ratio, Q2 2026
- 10.00%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1902
Full financial profile · Is F&M Bank safe? · F&M Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Edmond, OK (2 branches) | 20 of 29 | 0.9% | $43.0M |
| State: OK (11 branches) | 35 of 192 | 0.5% | $799.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.
Share by county and metro area
F&M Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Logan, OK (3 branches) | 2 of 5 | 25.1% | $301.7M | $1.20B |
| Kingfisher, OK (2 branches) | 3 of 6 | 21.2% | $212.7M | $1.01B |
| Canadian, OK (3 branches) | 5 of 18 | 6.8% | $204.3M | $3.02B |
| Oklahoma, OK (2 branches) | 49 of 60 | <0.1% | $43.0M | $47.25B |
| Major, OK (1 branch) | 4 of 4 | 14.2% | $37.3M | $262.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Oklahoma City, OK (8 branches) | 20 of 71 | 0.9% | $549.1M | $60.81B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Guthrie Branch | Guthrie, OK | 73044 | $180.5M |
| Kingfisher Branch | Kingfisher, OK | 73750 | $138.9M |
| Piedmont Branch | Piedmont, OK | 73078 | $138.3M |
| Crescent Branch | Crescent, OK | 73028 | $120.3M |
| Community National Bank of Okarche Branch | Okarche, OK | 73762 | $73.7M |
| Surrey Branch | Yukon, OK | 73099 | $53.1M |
| Fairview Branch | Fairview, OK | 73737 | $37.3M |
| F&M Bank (main office) | Edmond, OK | 73012 | $32.5M |
| Yukon Branch | Yukon, OK | 73099 | $12.9M |
| Waterloo Branch | Edmond, OK | 73034 | $10.5M |
| South Division Branch | Guthrie, OK | 73044 | $1.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12761) · FFIEC NIC profile (RSSD 163857)