FNB Washington: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Equity capital to average assets fell 0.64 percentage points in Q2 2026 to 25.25%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 25.88% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $23.0M |
| Tier 1 capital | $23.0M |
| Total risk-based capital | — |
| Total equity capital | $22.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 25.56% |
| Tangible equity to tangible assets | 25.56% |
| Equity capital to average assets | 25.25% |
| Internal capital growth rate | 1.67% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $200K |
| Retained earnings | $22.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$559K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 25.56% | 22.23% | 22.23% |
| Q4 2023 | 25.65% | 22.70% | 22.70% |
| Q1 2024 | 25.89% | 23.39% | 23.39% |
| Q2 2024 | 24.81% | 23.94% | 23.94% |
| Q3 2024 | 26.38% | 23.78% | 23.78% |
| Q4 2024 | 25.24% | 24.40% | 24.40% |
| Q1 2025 | 25.44% | 23.65% | 23.65% |
| Q2 2025 | 25.20% | 25.45% | 25.45% |
| Q3 2025 | 26.87% | 26.37% | 26.37% |
| Q4 2025 | 25.61% | 25.63% | 25.63% |
| Q1 2026 | 26.33% | 25.57% | 25.57% |
| Q2 2026 | 25.88% | 25.56% | 25.56% |
FNB Washington regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock FNB Washington, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full FNB Washington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4792) · FFIEC NIC profile (RSSD 209559)