FNB Washington: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks FNB Washington of Washington, KS against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.85% | 0.85% | +1.00% | 80th top |
| ROAE Ahead of the peer average, behind the median peer. | 7.33% | 5.23% | +2.10% | 41st below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.89% | 3.94% | -0.05% | 51st above |
| Efficiency Ratio | 50.08% | 76.13% | -26.05% | 88th top |
| PPNR / Avg Assets | 1.92% | — | — | 77th top |
| Yield on Earning Assets | 4.64% | 5.42% | -0.78% | 26th below |
| Cost of Funds | 0.96% | 1.69% | -0.73% | 81st top |
| Net Interest Spread | 3.29% | — | — | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.18% | 1.23% | -1.05% | 60th above |
| NPA / Total Assets | 0.08% | — | — | 57th above |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 2.23% | — | — | 86th top |
| ACL / NPLs (Coverage) | 1250.00% | — | — | — |
| Texas Ratio | 0.32% | 7.23% | -6.91% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 25.88% | 14.13% | +11.75% | 85th top |
| Equity / Assets | 25.56% | 13.07% | +12.49% | 85th top |
| TCE / Tangible Assets | 25.56% | — | — | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.32% | 68.58% | +3.74% | 43rd below |
| Core Deposit Ratio | 97.03% | 88.79% | +8.24% | 83rd top |
| Wholesale Funding Ratio | 8.23% | — | — | 20th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.95% | — | — | 54th above |
| Loan Growth (Y/Y) | 0.89% | — | — | 43rd below |
| Deposit Growth (Y/Y) | 6.82% | — | — | 72nd above |
See FNB Washington's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock FNB Washington, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FNB Washington profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the FNB Washington peer analysis.