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FNBT Bank: Off-Balance-Sheet Exposure

Data as of · Call Report Schedules RC-L and RC-R How we update

On its Q2 2026 filing, FNBT Bank reported 5 of the 9 line items on this page. Unused loan commitments was $19.4M in Q2 2026, down 5.0% from $20.4M in Q2 2025. That is 3.1% of its total assets. Across the 12 quarters shown it ranged from $19.1M (Q4 2025) to $23.2M (Q3 2024).

What the off-balance-sheet exposure page covers and where each line comes from.

The biggest quarter-over-quarter change on this page was a small one: Unused loan commitments edged down 1.6% between Q1 2026 and Q2 2026, to $19.4M.

Commitments

Commitments for FNBT Bank, Q2 2026
Line item Q2 2026
Unused loan commitments $19.4M
Letters of credit $29K

Trading positions

Trading positions for FNBT Bank, Q2 2026
Line item Q2 2026
Trading account assets $0
Trading liabilities $0
Trading assets to total assets 0.00%

Off-Balance-Sheet Exposure trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Unused commitments and letters of credit

Off-Balance-Sheet Exposure by quarter

Values plotted above, FNBT Bank, oldest first
Quarter Unused commitmentsLetters of credit
Q3 2023 $22.6M $129K
Q4 2023 $22.0M $129K
Q1 2024 $21.9M $129K
Q2 2024 $21.9M $29K
Q3 2024 $23.2M $29K
Q4 2024 $22.2M $29K
Q1 2025 $21.0M $29K
Q2 2025 $20.4M $29K
Q3 2025 $20.7M $29K
Q4 2025 $19.1M $29K
Q1 2026 $19.7M $29K
Q2 2026 $19.4M $29K

FNBT Bank off-balance-sheet exposure, all the way back

Off-Balance-Sheet Exposure back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full FNBT Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 17580) · FFIEC NIC profile (RSSD 697231)