Fortis Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 69.45 percentage points lower than in Q1 2026, at 381.26%. Fortis Bank ranks 47th of 63 Colorado banks on return on assets, in the lower half at 0.66% (Q2 2026). Fortis Bank reported 0.66% on return on assets for Q2 2026, 0.61 points below the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.04% |
| Tier 1 risk-based capital ratio | 12.04% |
| Total risk-based capital ratio | 13.13% |
| Tier 1 leverage ratio | 8.96% |
| Equity capital to assets | 8.61% |
| Tangible equity to tangible assets | 8.61% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.24% |
| Non-performing assets ratio | 0.19% |
| Net charge-off ratio | 0.06% |
| Texas ratio | 4.31% |
| Allowance for credit losses to loans | 0.93% |
| Reserve coverage of non-performing loans | 381.26% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.66% |
| Return on equity | 7.73% |
| Net interest margin | 3.15% |
| Efficiency ratio | 77.63% |
| Yield on earning assets | 4.93% |
| Cost of funds | 1.84% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.26% |
| Core deposits to total deposits | 87.85% |
| Brokered deposits to total deposits | 11.74% |
| Deposits to assets | 82.23% |
| Securities to assets | 13.11% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.77% | 11.77% | 12.94% | 8.14% | -0.57% |
| Q4 2023 | 12.03% | 12.03% | 13.19% | 8.54% | -0.02% |
| Q1 2024 | 12.57% | 12.57% | 13.76% | 8.62% | -0.20% |
| Q2 2024 | 12.51% | 12.51% | 13.66% | 8.87% | -0.16% |
| Q3 2024 | 11.72% | 11.72% | 12.89% | 8.42% | -0.16% |
| Q4 2024 | 11.46% | 11.46% | 12.62% | 8.51% | 0.26% |
| Q1 2025 | 11.24% | 11.24% | 12.37% | 8.54% | 0.43% |
| Q2 2025 | 11.83% | 11.83% | 12.96% | 8.56% | 0.62% |
| Q3 2025 | 11.40% | 11.40% | 12.53% | 8.58% | 0.52% |
| Q4 2025 | 11.48% | 11.48% | 12.60% | 8.63% | 0.81% |
| Q1 2026 | 11.68% | 11.68% | 12.80% | 8.70% | 0.76% |
| Q2 2026 | 12.04% | 12.04% | 13.13% | 8.96% | 0.66% |
Fortis Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Fortis Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fortis Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34401) · FFIEC NIC profile (RSSD 2515320)