Fortis Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income rose 6.8% in Q2 2026 to -$4.7M, the biggest move on this page. Fortis Bank ranks 29th of 34 Colorado banks on CET1 ratio, in the lower half at 12.04% (Q2 2026). Fortis Bank reported 12.04% on CET1 ratio for Q2 2026, 1.44 points below the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.04% |
| Tier 1 risk-based capital ratio | 12.04% |
| Total risk-based capital ratio | 13.13% |
| Tier 1 leverage ratio | 8.96% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $120.8M |
| Tier 1 capital | $120.8M |
| Total risk-based capital | $131.8M |
| Total equity capital | $116.5M |
| Risk-weighted assets | $1.00B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.61% |
| Tangible equity to tangible assets | 8.61% |
| Equity capital to average assets | 8.64% |
| Internal capital growth rate | 5.18% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $562K |
| Common stock surplus | $79.2M |
| Retained earnings | $41.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.77% | 11.77% | 12.94% | 8.14% | $923.0M |
| Q4 2023 | 12.03% | 12.03% | 13.19% | 8.54% | $919.2M |
| Q1 2024 | 12.57% | 12.57% | 13.76% | 8.62% | $876.1M |
| Q2 2024 | 12.51% | 12.51% | 13.66% | 8.87% | $878.9M |
| Q3 2024 | 11.72% | 11.72% | 12.89% | 8.42% | $932.5M |
| Q4 2024 | 11.46% | 11.46% | 12.62% | 8.51% | $960.9M |
| Q1 2025 | 11.24% | 11.24% | 12.37% | 8.54% | $987.5M |
| Q2 2025 | 11.83% | 11.83% | 12.96% | 8.56% | $953.7M |
| Q3 2025 | 11.40% | 11.40% | 12.53% | 8.58% | $1.01B |
| Q4 2025 | 11.48% | 11.48% | 12.60% | 8.63% | $1.02B |
| Q1 2026 | 11.68% | 11.68% | 12.80% | 8.70% | $1.02B |
| Q2 2026 | 12.04% | 12.04% | 13.13% | 8.96% | $1.00B |
Fortis Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Fortis Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fortis Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34401) · FFIEC NIC profile (RSSD 2515320)