Fortis Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fortis Bank of Denver, CO against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.66% | 1.44% | -0.78% | 14th bottom |
| ROAE | 7.73% | 12.51% | -4.78% | 20th bottom |
| Net Interest Margin | 3.15% | 3.84% | -0.69% | 20th bottom |
| Efficiency Ratio | 77.63% | 58.85% | +18.78% | 9th bottom |
| PPNR / Avg Assets | 0.76% | 1.78% | -1.02% | 8th bottom |
| Yield on Earning Assets | 4.93% | 5.71% | -0.78% | 17th bottom |
| Cost of Funds | 1.84% | 2.03% | -0.19% | 60th above |
| Net Interest Spread | 1.90% | 3.18% | -1.28% | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.24% | 0.96% | -0.72% | 78th top |
| NPA / Total Assets | 0.19% | 0.75% | -0.56% | 77th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.31% | -0.25% | 38th below |
| ACL / Total Loans | 0.93% | 1.25% | -0.32% | 22nd bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 381.26% | 699.19% | -317.93% | 76th top |
| Texas Ratio | 4.31% | 7.16% | -2.85% | 54th above |
| Provision / NCO | -94.38% | 815.74% | -910.12% | 5th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.04% | 17.41% | -5.37% | 25th below |
| Tier 1 Ratio | 12.04% | 17.45% | -5.41% | 25th below |
| Total Capital Ratio | 13.13% | 18.51% | -5.38% | 25th below |
| Leverage Ratio | 8.96% | 11.60% | -2.64% | 11th bottom |
| Equity / Assets | 8.61% | 11.33% | -2.72% | 14th bottom |
| TCE / Tangible Assets | 8.61% | 10.65% | -2.04% | 22nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.26% | 86.34% | +8.92% | 29th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.85% | 85.55% | +2.30% | 46th below |
| Uninsured Deposit Ratio | 37.50% | 32.70% | +4.80% | 33rd below |
| Wholesale Funding Ratio | 8.50% | 5.45% | +3.05% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.57% | 10.46% | -3.89% | 59th above |
| Loan Growth (Y/Y) | 3.57% | 8.00% | -4.43% | 38th below |
| Deposit Growth (Y/Y) | -3.35% | 7.99% | -11.34% | 7th bottom |
See Fortis Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fortis Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fortis Bank profile, how to read a UBPR, or how this data updates.