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Frontier Bank of Texas Locations & Branches Elgin, Texas

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Frontier Bank of Texas operates 9 branches from its headquarters in Elgin, TX, .

Frontier Bank of Texas branch network

All 9 branches are in TEXAS, across 9 cities. Its largest office by deposits is its main office in Elgin, TX, with $432.7M (47.9% of its branch deposits). It had the same number of branches on June 30, 2025.

Frontier Bank of Texas at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.05% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$1.08B
Tier 1 leverage ratio, Q2 2026
10.05%
Deposit insurance
FDIC
Regulator
FDIC
Latest call report
Q2 2026, FFIEC 051
Established
2007

Full financial profile · Is Frontier Bank of Texas safe? · Frontier Bank of Texas call report · Routing number

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Other banks with branches in: Austin, TX · Round Rock, TX · Georgetown, TX

Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Elgin, TX (1 branch) 1 of 5 61.2% $432.7M
State: TX (9 branches) 121 of 441 <0.1% $903.9M

Ranked by total assets among banks headquartered in the state: Largest banks in Texas.

Share by county and metro area

Frontier Bank of Texas's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Bastrop, TX (3 branches) 2 of 11 26.2% $580.5M $2.22B
Travis, TX (2 branches) 25 of 56 0.5% $232.0M $51.26B
Williamson, TX (4 branches) 23 of 39 0.7% $91.4M $12.96B

Metro areas

Metro area Rank Deposit share Deposits Metro total
Austin-Round Rock-Georgetown, TX (9 branches) 12 of 73 1.3% $903.9M $70.41B
Branch Location ZIP Deposits
Frontier Bank of Texas (main office)
Elgin, TX
78621 $432.7M
Burnet Road Branch
Austin, TX
78756 $131.8M
Bastrop Branch
Bastrop, TX
78602 $111.3M
Manor Branch
Manor, TX
78653 $100.3M
Taylor Branch
Taylor, TX
76574 $42.3M
Smithville Branch
Smithville, TX
78957 $36.5M
Leander Branch Office
Leander, TX
78641 $20.9M
Frontier Bank of Texas - Round Rock Branch
Round Rock, TX
78681 $16.8M
Georgetown Branch
Georgetown, TX
78628 $11.4M

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.