FVCbank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks FVCbank of Fairfax, VA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.58% | 1.34% | +0.24% | 70th above |
| ROAE | 12.92% | 12.34% | +0.58% | 52nd above |
| Net Interest Margin | 3.61% | 3.83% | -0.22% | 42nd below |
| Efficiency Ratio | 46.84% | 58.97% | -12.13% | 82nd top |
| PPNR / Avg Assets | 2.06% | — | — | 71st above |
| Yield on Earning Assets | 5.72% | 5.71% | +0.01% | 61st above |
| Cost of Funds | 2.07% | 2.02% | +0.05% | 46th below |
| Net Interest Spread | 2.94% | — | — | 40th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.59% | 0.87% | -0.28% | 44th below |
| NPA / Total Assets | 0.48% | — | — | 44th below |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 83rd top |
| ACL / Total Loans | 1.01% | — | — | 32nd below |
| ACL / NPLs (Coverage) | 169.81% | — | — | 42nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.87% | 5.48% | -1.61% | 47th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.41% | 14.99% | +0.42% | 73rd above |
| Tier 1 Ratio | 15.41% | 15.02% | +0.39% | 73rd above |
| Total Capital Ratio | 16.46% | — | — | 72nd above |
| Leverage Ratio | 12.94% | 11.11% | +1.83% | 84th top |
| Equity / Assets | 11.84% | 11.02% | +0.82% | 74th above |
| TCE / Tangible Assets | 11.57% | — | — | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.27% | 86.99% | +5.28% | 37th below |
| Core Deposit Ratio | 80.50% | 85.57% | -5.07% | 22nd bottom |
| Uninsured Deposit Ratio | 46.84% | 33.19% | +13.65% | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.82% | — | — | 53rd above |
| Loan Growth (Y/Y) | 1.62% | — | — | 25th below |
| Deposit Growth (Y/Y) | 8.04% | — | — | 66th above |
See FVCbank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock FVCbank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FVCbank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the FVCbank peer analysis.