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Generations Bank: Off-Balance-Sheet Exposure

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Data as of · Call Report Schedules RC-L and RC-R How we update

On its Q4 2025 filing, Generations Bank reported 5 of the 9 line items on this page. Unused loan commitments was $10.5M in Q4 2025, down 6.1% from $11.2M in Q4 2024. That is 3.0% of its total assets. Across the 12 quarters shown it ranged from $10.5M (Q4 2025) to $11.6M (Q3 2023).

What the off-balance-sheet exposure page covers and where each line comes from.

In Q4 2025, Unused loan commitments edged down by 1.0%, from $10.6M to $10.5M, the largest move among the key lines here.

Commitments

Commitments for Generations Bank, Q4 2025
Line item Q4 2025
Unused loan commitments $10.5M
Letters of credit $0

Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q4 2025 on the FFIEC CDR.

Trading positions

Trading positions for Generations Bank, Q4 2025
Line item Q4 2025
Trading account assets $0
Trading liabilities $0
Trading assets to total assets 0.00%

Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q4 2025 on the FFIEC CDR.

Off-Balance-Sheet Exposure trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Unused commitments and letters of credit

Off-Balance-Sheet Exposure by quarter

Values plotted above, Generations Bank, oldest first
Quarter Unused commitmentsLetters of credit
Q1 2023 $10.9M $0
Q2 2023 $11.3M $0
Q3 2023 $11.6M $0
Q4 2023 $11.3M $0
Q1 2024 $10.7M $0
Q2 2024 $10.9M $0
Q3 2024 $10.6M $0
Q4 2024 $11.2M $0
Q1 2025 $11.5M $0
Q2 2025 $10.9M $0
Q3 2025 $10.6M $0
Q4 2025 $10.5M $0

Generations Bank off-balance-sheet exposure, quarter by quarter

Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts

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Source: Call Report Schedules RC-L and RC-R, Q4 2025. How these pages are built. See the full Generations Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 16040) · FFIEC NIC profile (RSSD 442011)