Genoa Community Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 100.0% in Q2 2026, from $1.5M to $0. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Genoa Community Bank is 101st of 138 on loan-to-deposit ratio, 77.32% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. Genoa Community Bank sits 9.40 points higher, at 77.32% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $20.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.66% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.32% |
| Net loans and leases to deposits | 76.37% |
| Loans and leases to core deposits | 85.86% |
| Core deposits to total deposits | 90.06% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 85.61% | 93.40% | $0 | $6.8M |
| Q4 2023 | 95.99% | 92.38% | $0 | $12.3M |
| Q1 2024 | 82.07% | 92.49% | $0 | $3.3M |
| Q2 2024 | 82.73% | 93.41% | $890K | $1.8M |
| Q3 2024 | 85.86% | 92.82% | $0 | $4.2M |
| Q4 2024 | 97.36% | 92.34% | $165K | $10.8M |
| Q1 2025 | 82.74% | 92.83% | $0 | $3.4M |
| Q2 2025 | 83.69% | 91.33% | $0 | $2.2M |
| Q3 2025 | 82.77% | 88.94% | $0 | $305K |
| Q4 2025 | 90.41% | 89.90% | $1.1M | $2.3M |
| Q1 2026 | 80.63% | 90.12% | $0 | $1.2M |
| Q2 2026 | 77.32% | 90.06% | $0 | $1.2M |
Genoa Community Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Genoa Community Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Genoa Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5408) · FFIEC NIC profile (RSSD 2750)