Genoa Community Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on securities rose 0.60 percentage points in Q2 2026 to 3.30%, the biggest move on this page. Within Nebraska, Genoa Community Bank is 23rd of 138 on net interest margin, 4.45% as of Q2 2026, above the middle of the field. Genoa Community Bank reported 4.45% on net interest margin for Q2 2026, 0.56 points above the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.39% |
| Yield on loans | 7.72% |
| Yield on securities | 3.30% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.12% |
| Cost of interest-bearing deposits | 2.27% |
| Cost of interest-bearing liabilities | 2.38% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.45% |
| Yield to cost spread | 4.01% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $879K |
| Total interest expense | $318K |
| Interest expense on deposits | $297K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.21% | 2.61% | 3.94% | 7.62% | 2.70% |
| Q4 2023 | 6.46% | 2.93% | 3.97% | 7.87% | 2.78% |
| Q1 2024 | 6.55% | 3.21% | 3.84% | 7.92% | 2.72% |
| Q2 2024 | 6.62% | 2.77% | 4.15% | 8.04% | 2.79% |
| Q3 2024 | 6.84% | 2.95% | 4.18% | 8.28% | 2.81% |
| Q4 2024 | 6.79% | 3.18% | 4.08% | 8.14% | 2.83% |
| Q1 2025 | 6.58% | 3.06% | 4.01% | 7.85% | 2.83% |
| Q2 2025 | 6.58% | 2.47% | 4.33% | 7.99% | 2.77% |
| Q3 2025 | 6.78% | 2.38% | 4.57% | 8.01% | 2.89% |
| Q4 2025 | 6.62% | 2.28% | 4.53% | 7.88% | 2.77% |
| Q1 2026 | 6.43% | 2.14% | 4.43% | 7.53% | 2.70% |
| Q2 2026 | 6.39% | 2.12% | 4.45% | 7.72% | 3.30% |
Genoa Community Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Genoa Community Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Genoa Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5408) · FFIEC NIC profile (RSSD 2750)