Genoa Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Genoa Community Bank of Genoa, NE against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.69% | 3.13% | -1.44% | 75th top |
| ROAE | 14.35% | 10.29% | +4.06% | 79th top |
| Net Interest Margin | 4.45% | 3.94% | +0.51% | 73rd above |
| Efficiency Ratio | 60.00% | 76.35% | -16.35% | 69th above |
| PPNR / Avg Assets | 1.73% | 1.40% | +0.33% | 70th above |
| Yield on Earning Assets | 6.39% | 5.35% | +1.04% | 87th top |
| Cost of Funds | 2.12% | 1.70% | +0.42% | 23rd bottom |
| Net Interest Spread | 4.01% | 3.32% | +0.69% | 76th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 1.23% | 1.49% | -0.26% | 48th below |
| Texas Ratio | 0.00% | 8.28% | -8.28% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.04% | 62.35% | -44.31% | 34th below |
| Tier 1 Ratio | 18.04% | 62.36% | -44.32% | 34th below |
| Total Capital Ratio | 19.16% | 63.32% | -44.16% | 34th below |
| Leverage Ratio | 12.92% | 17.65% | -4.73% | 47th below |
| Equity / Assets | 12.23% | 16.46% | -4.23% | 48th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 12.23% | 16.20% | -3.97% | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.32% | 72.83% | +4.49% | 35th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.06% | 88.27% | +1.79% | 42nd below |
| Wholesale Funding Ratio | 1.66% | 5.20% | -3.54% | 72nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.78% | 4.27% | -5.05% | 27th below |
| Loan Growth (Y/Y) | -7.95% | 6.78% | -14.73% | 13th bottom |
| Deposit Growth (Y/Y) | -0.37% | 3.73% | -4.10% | 33rd below |
See Genoa Community Bank's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Genoa Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Genoa Community Bank profile, how to read a UBPR, or how this data updates.