Glenwood State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets climbed 0.82 percentage points in Q2 2026, from 11.45% to 12.27%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.45% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $43.9M |
| Tier 1 capital | $43.9M |
| Total risk-based capital | — |
| Total equity capital | $43.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.27% |
| Tangible equity to tangible assets | 12.27% |
| Equity capital to average assets | 12.28% |
| Internal capital growth rate | 19.65% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.1M |
| Common stock surplus | $5.7M |
| Retained earnings | $37.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$609K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.57% | 8.85% | 8.85% |
| Q4 2023 | 10.70% | 9.72% | 9.72% |
| Q1 2024 | 10.72% | 9.35% | 9.35% |
| Q2 2024 | 10.91% | 10.41% | 10.41% |
| Q3 2024 | 11.16% | 10.65% | 10.65% |
| Q4 2024 | 11.04% | 10.75% | 10.75% |
| Q1 2025 | 11.40% | 10.84% | 10.84% |
| Q2 2025 | 11.60% | 11.87% | 11.87% |
| Q3 2025 | 11.85% | 11.61% | 11.61% |
| Q4 2025 | 11.71% | 11.97% | 11.97% |
| Q1 2026 | 12.21% | 11.45% | 11.45% |
| Q2 2026 | 12.45% | 12.27% | 12.27% |
Glenwood State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Glenwood State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Glenwood State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 956) · FFIEC NIC profile (RSSD 566243)