Glenwood State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Glenwood State Bank of Glenwood, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.31% | 1.34% | +0.97% | 92nd top |
| ROAE | 19.22% | 13.31% | +5.91% | 84th top |
| Net Interest Margin | 4.15% | 3.93% | +0.22% | 62nd above |
| Efficiency Ratio | 37.33% | 61.15% | -23.82% | 97th top |
| PPNR / Avg Assets | 2.78% | 1.68% | +1.10% | 94th top |
| Yield on Earning Assets | 5.47% | 5.67% | -0.20% | 44th below |
| Cost of Funds | 1.45% | 1.88% | -0.43% | 72nd above |
| Net Interest Spread | 3.62% | 3.32% | +0.30% | 66th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.50% | 0.94% | -0.44% | 45th below |
| NPA / Total Assets | 0.24% | 0.70% | -0.46% | 56th above |
| NCO / Avg Loans | -0.27% | 0.16% | -0.43% | 99th top |
| ACL / Total Loans | 1.11% | 1.28% | -0.17% | 40th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 221.03% | 1539.17% | -1318.14% | 51st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.57% | 7.33% | -1.76% | 38th below |
| Provision / NCO | 134.83% | 1396.14% | -1261.31% | 48th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.45% | 12.14% | +0.31% | 70th above |
| Equity / Assets | 12.27% | 11.37% | +0.90% | 73rd above |
| TCE / Tangible Assets | 12.27% | 11.09% | +1.18% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.00% | 80.65% | -26.65% | 89th top |
| Core Deposit Ratio | 95.20% | 86.86% | +8.34% | 85th top |
| Wholesale Funding Ratio | 0.21% | 5.04% | -4.83% | 95th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.48% | 6.85% | +4.63% | 87th top |
| Loan Growth (Y/Y) | 12.78% | 7.90% | +4.88% | 82nd top |
| Deposit Growth (Y/Y) | 10.93% | 6.29% | +4.64% | 85th top |
See Glenwood State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Glenwood State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Glenwood State Bank profile, how to read a UBPR, or how this data updates.