Glenwood State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 4.84 percentage points in Q2 2026, from 51.89% to 56.73%. It was the largest change from Q1 2026 among the key lines here. Glenwood State Bank ranks 201st of 225 Iowa banks on loan-to-deposit ratio, in the lower half at 54.00% (Q2 2026). Glenwood State Bank reported 54.00% on loan-to-deposit ratio for Q2 2026, 26.83 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $38.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $184.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $725K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.21% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.00% |
| Net loans and leases to deposits | 53.40% |
| Loans and leases to core deposits | 56.73% |
| Core deposits to total deposits | 95.20% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 48.54% | 98.50% | $0 | $4.4M |
| Q4 2023 | 53.61% | 97.66% | $0 | $838K |
| Q1 2024 | 50.46% | 97.07% | $0 | $827K |
| Q2 2024 | 56.60% | 96.51% | $0 | $816K |
| Q3 2024 | 52.82% | 96.11% | $0 | $805K |
| Q4 2024 | 55.50% | 95.79% | $0 | $794K |
| Q1 2025 | 51.14% | 96.19% | $0 | $779K |
| Q2 2025 | 53.12% | 96.04% | $0 | $771K |
| Q3 2025 | 53.66% | 95.36% | $0 | $760K |
| Q4 2025 | 53.93% | 95.26% | $0 | $748K |
| Q1 2026 | 49.48% | 95.35% | $0 | $737K |
| Q2 2026 | 54.00% | 95.20% | $0 | $725K |
Glenwood State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Glenwood State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Glenwood State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 956) · FFIEC NIC profile (RSSD 566243)